Welcome to Cutter Cove on highly desirable Island Estates! This beautifully updated townhome offers approximately 1,700 square feet of living space featuring 3 bedrooms, 3 full baths, a versatile loft, an oversized 3-car garage, and three levels of outdoor living. Thirty-day rentals are permitted, making this an excellent primary residence, vacation home, or investment property. This Remodeled home features an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and abundant cabinetry. The open-concept floor plan is enhanced by engineered hardwood flooring, marble bathroom floors, crown molding, updated sliding glass doors, and a new HVAC system installed in 2025. A standout feature is the finished first-floor game room/man cave with durable epoxy flooring, offering flexible space for entertaining, a home gym, media room, hobby area, or BONUS LIVING space. The loft provides additional flexibility for a home office, guest retreat, or playroom. Recent community improvements include new roofs completed in 2024 and building tenting in 2025 with a transferable termite bond. Residents enjoy resort-style amenities including a waterfront pool and spa, grilling stations, and a tiki hut gathering area. Ideally located within walking distance of Clearwater Beach, Publix, restaurants, salons, and the Clearwater Marine Aquarium. Convenient access to Clearwater-St. Pete Airport, Tampa International Airport, and downtown Tampa makes this the perfect opportunity to enjoy the Island Estates lifestyle. Experience the best of coastal living at Cutter Cove.
For sale
$515,000
320 Island Way APT 304, Clearwater, FL 33767
3beds
1,700sqft
Townhouse
Built in 1995
1.57 Acres Lot
$485,200 Zestimate®
$303/sqft
$946/mo HOA
What's special
Versatile loftBreakfast barGrilling stationsOpen-concept floor planTiki hut gathering areaBeautifully updated townhomeEngineered hardwood flooring
- 36 days |
- 305 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Chrisy Tellis 727-424-6499,
MAGNATE REALTY, LLC 727-424-6499
Source: Stellar MLS,MLS#: TB8512455
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Third
- Area: 156 Square Feet
- Dimensions: 13x12
Kitchen
- Features: Breakfast Bar
- Level: Second
- Area: 110 Square Feet
- Dimensions: 11x10
Living room
- Level: Second
- Area: 225 Square Feet
- Dimensions: 15x15
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator
- Laundry: Inside, Laundry Room, Upper Level
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
- Flooring: Engineered Hardwood, Marble, Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Exterior features: Balcony, Irrigation System, Lighting, Rain Gutters, Sidewalk
Lot
- Size: 1.57 Acres
Details
- Parcel number: 082915201940010304
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Built-Up,Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public
Community & HOA
Community
- Features: Buyer Approval Required, Pool
- Pet fee: $0 monthly
- Subdivision: CUTTER COVE CONDO
HOA
- Has HOA: Yes
- Amenities included: Pool, Spa/Hot Tub
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Maintenance Structure, Pool Maintenance, Recreational Facilities, Trash
- HOA fee: $946 monthly
- HOA name: Tad Johnson
- HOA phone: 727-796-5900
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $303/sqft
- Tax assessed value: $388,387
- Annual tax amount: $4,552
- Date on market: 6/3/2026
- Cumulative days on market: 37 days
- Listing terms: Cash,Conventional
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$485,200
$461,000 - $509,000
$4,574/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Listed for sale | $515,000+56.1%$303/sqft |
Source:  Stellar MLS #TB8512455 Report a problem | ||
| 6/16/2018 | Sold | $330,000-1.5%$194/sqft |
Source: Public Record Report a problem | ||
| 5/12/2018 | Listing removed | $3,500$2/sqft |
Source: CHARLES RUTENBERG REALTY INC #U7844094 Report a problem | ||
| 5/12/2018 | Listed for sale | $335,000+36.8%$197/sqft |
Source: CHARLES RUTENBERG REALTY INC #U8004102 Report a problem | ||
| 1/13/2018 | Listed for rent | $3,500+40%$2/sqft |
Source: CHARLES RUTENBERG REALTY INC #U7844094 Report a problem | ||
| 11/3/2017 | Listing removed | $2,500$1/sqft |
Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem | ||
| 8/24/2017 | Price change | $2,500-16.7%$1/sqft |
Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem | ||
| 4/7/2017 | Listed for rent | $3,000$2/sqft |
Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem | ||
| 2/18/2015 | Sold | $244,900$144/sqft |
Source: Public Record Report a problem | ||
| 1/8/2015 | Price change | $244,900-4.3%$144/sqft |
Source: Homepath #U7715883 Report a problem | ||
| 12/10/2014 | Price change | $255,900-6.2%$151/sqft |
Source: Homepath #U7715883 Report a problem | ||
| 11/8/2014 | Listed for sale | $272,900+55.5%$161/sqft |
Source: Coastal Properties Group International, LLC #U7715883 Report a problem | ||
| 5/1/2014 | Sold | $175,500-28.4%$103/sqft |
Source: Public Record Report a problem | ||
| 3/19/2014 | Listed for sale | $245,000-2%$144/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 1/20/2014 | Listing removed | $250,000$147/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 1/15/2014 | Listed for sale | $250,000+11.1%$147/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 9/29/2013 | Listing removed | $225,000$132/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 8/1/2013 | Price change | $225,000-10%$132/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 7/30/2013 | Listed for sale | $250,000+0%$147/sqft |
Source: All Pro Realty #U7589617 Report a problem | ||
| 8/14/2012 | Listing removed | $249,900$147/sqft |
Source: Belleair Partners, LLC #U7475894 Report a problem | ||
| 6/10/2011 | Price change | $249,900-2%$147/sqft |
Source: Belleair Partners, LLC #U7475894 Report a problem | ||
| 3/29/2011 | Price change | $254,900-3.8%$150/sqft |
Source: Belleair Partners, LLC #7475894 Report a problem | ||
| 12/11/2010 | Price change | $264,900-3.6%$156/sqft |
Source: Belleair Partners, LLC #7475894 Report a problem | ||
| 4/10/2010 | Listed for sale | $274,900+8.9%$162/sqft |
Source: Belleair Partners, LLC #7458355 Report a problem | ||
| 3/19/2004 | Sold | $252,500+104.5%$149/sqft |
Source: Public Record Report a problem | ||
| 9/22/1998 | Sold | $123,500+3%$73/sqft |
Source: Public Record Report a problem | ||
| 5/11/1995 | Sold | $119,900$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,310 +1.8% | $269,780 +3% |
| 2023 | $4,234 +3% | $261,922 +3% |
| 2022 | $4,111 -1.2% | $254,293 +3% |
| 2021 | $4,159 +0.4% | $246,886 +1.4% |
| 2020 | $4,144 -11.9% | $243,477 -9.4% |
| 2019 | $4,706 | $268,790 +12.7% |
| 2018 | $4,706 -5.7% | $238,530 -0.1% |
| 2017 | $4,989 +4.6% | $238,666 +3.7% |
| 2016 | $4,771 +2.5% | $230,230 +4.7% |
| 2015 | $4,655 +18.5% | $219,847 +15.8% |
| 2014 | $3,929 +8% | $189,830 +7.9% |
| 2013 | $3,638 +12.7% | $175,850 +17% |
| 2012 | $3,228 | $150,289 -0.9% |
| 2011 | -- | $151,725 +1.5% |
| 2010 | -- | $149,483 -34% |
| 2009 | -- | $226,540 -16.9% |
| 2008 | $4,736 | $272,725 +3% |
| 2007 | -- | $264,782 +5.6% |
| 2005 | -- | $250,800 +21.3% |
| 2004 | $4,748 +130.6% | $206,700 +31.7% |
| 2003 | $2,059 +5.1% | $157,000 +15.7% |
| 2002 | $1,959 | $135,700 +13.2% |
| 2001 | $1,959 +4.4% | $119,900 +11% |
| 2000 | $1,876 | $108,000 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Island Estate
Nearby schools
GreatSchools rating
- 8/10Sandy Lane Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 9/10Dunedin Highland Middle SchoolGrades: 6-8Distance: 2.8 mi
- 5/10Clearwater High SchoolGrades: 9-12Distance: 4 mi
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- Florida
- Pinellas County
- Clearwater
- 33767
- Island Estate
- 320 Island Way Apartment 304
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