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For sale
    • Price cut: $10K (8/10)
    $489,000

    320 ISLAND WAY #304, CLEARWATER BEACH, FL 33767

    3beds
    1,700sqft
    : 
    $4,223/mo
    Get pre-qualified
    Townhouse
    Built in 1995
    1.57 Acres Lot
    $469,000 Zestimate®
    $288/sqft
    $946/mo HOA

    What's special

    Versatile loftBreakfast barGrilling stationsOpen-concept floor planTiki hut gathering areaBeautifully updated townhomeEngineered hardwood flooring
    Virtually Staged. One or more photos have been virtually staged. Welcome to Cutter Cove on highly desirable Island Estates! This beautifully updated townhome offers approximately 1,700 square feet of living space featuring 3 bedrooms, 3 full baths, a versatile loft, an oversized 3-car garage, and three levels of outdoor living. Thirty-day rentals are permitted, making this an excellent primary residence, vacation home, or investment property. This Remodeled home features an updated kitchen with granite countertops, stainless steel appliances, breakfast bar, and abundant cabinetry. The open-concept floor plan is enhanced by engineered hardwood flooring, marble bathroom floors, crown molding, updated sliding glass doors, and a new HVAC system installed in 2025. A standout feature is the finished first-floor game room/man cave with durable epoxy flooring, offering flexible space for entertaining, a home gym, media room, hobby area, or BONUS LIVING space. The loft provides additional flexibility for a home office, guest retreat, or playroom. Recent community improvements include new roofs completed in 2024 and building tenting in 2025 with a transferable termite bond. Residents enjoy resort-style amenities including a waterfront pool and spa, grilling stations, and a tiki hut gathering area. Ideally located within walking distance of Clearwater Beach, Publix, restaurants, salons, and the Clearwater Marine Aquarium. Convenient access to Clearwater-St. Pete Airport, Tampa International Airport, and downtown Tampa makes this the perfect opportunity to enjoy the Island Estates lifestyle. Experience the best of coastal living at Cutter Cove.
    81 days
    |
    357
    |
    18
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    Zillow last checked:

    Listing updated:

    Listed by:

    Chrisy Tellis 727-424-6499,

    MAGNATE REALTY, LLC 727-424-6499

    Source: Stellar MLS,MLS#: TB8512455MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Third
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Kitchen
      • Features: Breakfast Bar
      • Level: Second
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Living room
      • Level: Second
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room, Upper Level
      Features
      • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
      • Flooring: Engineered Hardwood, Marble, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,700
      • Total interior livable area: 1,700 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Exterior features: Balcony, Irrigation System, Lighting, Rain Gutters, Sidewalk
      Lot
      • Size: 1.57 Acres
      Details
      • Parcel number: 082915201940010304
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Built-Up,Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public

      Community & HOA

      Community
      • Features: Buyer Approval Required, Pool
      • Pet fee: $0 monthly
      • Subdivision: CUTTER COVE CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Spa/Hot Tub
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Maintenance Structure, Pool Maintenance, Recreational Facilities, Trash
      • HOA fee: $946 monthly
      • HOA name: Tad Johnson
      • HOA phone: 727-796-5900
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $374,978
      • Annual tax amount: $4,552
      • Date on market: 6/3/2026
      • Cumulative days on market: 81 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $469,000

        $446,000 - $492,000

        $4,211/mo

        Price history

        DateEventPrice
        8/10/2026Price change$489,000-2%$288/sqft
        Source: Stellar MLS #TB8512455 Report a problem
        7/10/2026Price change$499,000-3.1%$294/sqft
        Source: Stellar MLS #TB8512455 Report a problem
        6/3/2026Listed for sale$515,000+56.1%$303/sqft
        Source: Stellar MLS #TB8512455 Report a problem
        6/16/2018Sold$330,000-1.5%$194/sqft
        Source: Public Record Report a problem
        5/12/2018Listing removed$3,500$2/sqft
        Source: CHARLES RUTENBERG REALTY INC #U7844094 Report a problem
        5/12/2018Listed for sale$335,000+36.8%$197/sqft
        Source: CHARLES RUTENBERG REALTY INC #U8004102 Report a problem
        1/13/2018Listed for rent$3,500+40%$2/sqft
        Source: CHARLES RUTENBERG REALTY INC #U7844094 Report a problem
        11/3/2017Listing removed$2,500$1/sqft
        Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem
        8/24/2017Price change$2,500-16.7%$1/sqft
        Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem
        4/7/2017Listed for rent$3,000$2/sqft
        Source: COLDWELL BANKER RESIDENTIAL #U7814173 Report a problem
        2/18/2015Sold$244,900$144/sqft
        Source: Public Record Report a problem
        1/8/2015Price change$244,900-4.3%$144/sqft
        Source: Homepath #U7715883 Report a problem
        12/10/2014Price change$255,900-6.2%$151/sqft
        Source: Homepath #U7715883 Report a problem
        11/8/2014Listed for sale$272,900+55.5%$161/sqft
        Source: Coastal Properties Group International, LLC #U7715883 Report a problem
        5/1/2014Sold$175,500-28.4%$103/sqft
        Source: Public Record Report a problem
        3/19/2014Listed for sale$245,000-2%$144/sqft
        Source: All Pro Realty #U7589617 Report a problem
        1/20/2014Listing removed$250,000$147/sqft
        Source: All Pro Realty #U7589617 Report a problem
        1/15/2014Listed for sale$250,000+11.1%$147/sqft
        Source: All Pro Realty #U7589617 Report a problem
        9/29/2013Listing removed$225,000$132/sqft
        Source: All Pro Realty #U7589617 Report a problem
        8/1/2013Price change$225,000-10%$132/sqft
        Source: All Pro Realty #U7589617 Report a problem
        7/30/2013Listed for sale$250,000+0%$147/sqft
        Source: All Pro Realty #U7589617 Report a problem
        8/14/2012Listing removed$249,900$147/sqft
        Source: Belleair Partners, LLC #U7475894 Report a problem
        6/10/2011Price change$249,900-2%$147/sqft
        Source: Belleair Partners, LLC #U7475894 Report a problem
        3/29/2011Price change$254,900-3.8%$150/sqft
        Source: Belleair Partners, LLC #7475894 Report a problem
        12/11/2010Listed for sale$264,900+4.9%$156/sqft
        Source: Belleair Partners, LLC #7475894 Report a problem
        3/19/2004Sold$252,500+104.5%$149/sqft
        Source: Public Record Report a problem
        9/22/1998Sold$123,500+3%$73/sqft
        Source: Public Record Report a problem
        5/11/1995Sold$119,900$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,553 +5.6%$277,604 +2.9%
        2024$4,310 +1.8%$269,780 +3%
        2023$4,234 +3%$261,922 +3%
        2022$4,111 -1.2%$254,293 +3%
        2021$4,159 +0.4%$246,886 +1.4%
        2020$4,144 -11.9%$243,477 -9.4%
        2019$4,706 $268,790 +12.7%
        2018$4,706 -5.7%$238,530 -0.1%
        2017$4,989 +4.6%$238,666 +3.7%
        2016$4,771 +2.5%$230,230 +4.7%
        2015$4,655 +18.5%$219,847 +15.8%
        2014$3,929 +8%$189,830 +7.9%
        2013$3,638 +12.7%$175,850 +17%
        2012$3,228 $150,289 -0.9%
        2011-- $151,725 +1.5%
        2010-- $149,483 -34%
        2009-- $226,540 -16.9%
        2008$4,736 $272,725 +3%
        2007-- $264,782 +5.6%
        2005-- $250,800 +21.3%
        2004$4,748 +130.6%$206,700 +31.7%
        2003$2,059 +5.1%$157,000 +15.7%
        2002$1,959 $135,700 +13.2%
        2001$1,959 +4.4%$119,900 +11%
        2000$1,876 $108,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Island Estate

        Getting around

        53 / 100
        Somewhat Walkable
        36 / 100
        Some Transit
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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