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Pending
  • $789,000

    3210 Cottonwood Ln, Kearney, NE 68845

    3beds
    3baths
    3,552sqft
    : 
    $5,325/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    5.79 Acres Lot
    $787,300 Zestimate®
    $222/sqft
    $-- HOA

    What's special

    Abundant wildlifeSecluded sitePrivate dockThoughtful landscapingGranite countertopsTwo wood-burning fireplacesSoft-close hardware
    Location, location, location!! This executive ranch offers an exceptional setting with a secluded site and premier views overlooking Cottonmill Lake. The property includes owned shoreline with direct access, a private dock, and a boat lift suitable for small craft. The acreage is heavily treed with multiple mature varieties that are professionally sprayed and trimmed annually. A small grove of Catalpa trees, thoughtful landscaping, and abundant wildlife further enhance the appeal of this unique lake property. The home has received extensive updates and upgrades. The basement was fully remodeled in 2024 and features all new Andersen windows and sliding doors. The main floor was remodeled by Paul Jackson in 2010 and 2012, reflecting quality craftsmanship and cohesive design. Custom window coverings throughout the home were provided by Drapery Den. A 22-kW full-house standby generator, approximately six years old, provides automatic backup power for all major systems. The exterior consists of board-and-batten cedar siding with real stone accents, repainted in 2024. The roof is a 50-year impact-resistant material. Windows and doors on the main level are primarily Pella, with two exceptions. HVAC is a geothermal closed-loop heat pump system with an integrated air-quality component. The home includes two 50-gallon water heaters, two wood-burning fireplaces, and a 1,500-gallon septic system replaced within the last several years. Underground sprinklers serve the area surrounding the home. The custom kitchen features cherry cabinetry with a maple finish, granite countertops, soft-close hardware, and extensive storage. Overall, the property reflects high-quality construction, thoughtful modernization, and exceptional ongoing maintenance consistent with executive-level lakefront homes.
    42 days
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    48
    |
    3
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    Zillow last checked:

    Listing updated:

    Listed by:

    Rhonda Johnson,

    HOME Real Estate of Kearney

    Source: REALTORS of Greater Mid-Nebraska MLS,MLS#: 20261021

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Main level bathrooms: 2
      Rooms
      • Room types: Master Bathroom, Workshop, Sunroom
      Primary bedroom
      • Level: 1
      Bedroom 2
      • Level: B
      Bedroom 3
      • Level: B
      Dining room
      • Features: Kitchen/Dining, Wood
      • Level: 1
      Family room
      • Features: Fireplace, Sliding Glass Door, Carpet
      • Level: B
      Kitchen
      • Features: Wood, Granite Counters
      • Level: 1
      Living room
      • Features: Fireplace, Carpet
      • Level: 1
      Basement
      • Area: 1538
      Heating
      • Has Heating (Unspecified Type)
      Appliances
      • Included: Gas Range, Dishwasher, Disposal, Refrigerator, Microwave, Electric Water Heater
      • Laundry: Main Level, In Basement
      Features
      • Mstr Bath, Sunroom
      • Windows: Window Treatments
      • Basement: Walk-Out Access,Finished
      • Number of fireplaces: 2
      • Fireplace features: Living Room, Family Room, Two, Wood Burning
      Interior area
      • Total structure area: 3,706
      • Total interior livable area: 3,552 sqft
      • Finished area above ground: 2,168
      • Finished area below ground: 1,538

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Patio & porch: Covered Patio, Covered Deck
      • On waterfront: Yes
      • Waterfront features: Lake Front
      Lot
      • Size: 5.79 Acres
      • Features: Landscaping: Auto Under sprinkler, Good
      Details
      • Additional structures: Workshop, Shed(s), Shop
      • Parcel number: 580159000
      • Zoning: RR1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame, Hard Board, Stone, Cement Board Siding
      • Roof: Asphalt
      Condition
      • Year built: 1979

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: NE
      Location
      • Region: Kearney

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $660,845
      • Annual tax amount: $7,480
      • Price range: $789K - $789K
      • Date on market: 7/13/2026
      • Cumulative days on market: 42 days
      • Electric utility on property: Yes
      • Road surface type: Paved, Gravel

        Estimated market value

        $787,300

        $748,000 - $827,000

        $2,729/mo

        Price history

        DateEventPrice
        7/16/2026Pending sale$789,000$222/sqft
        Source: REALTORS of Greater Mid-Nebraska MLS #20261021 Report a problem
        7/13/2026Listed for sale$789,000$222/sqft
        Source: REALTORS of Greater Mid-Nebraska MLS #20261021 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,976 +2.6%$660,845 +8.4%
        2024$9,719 +7.7%$609,665 +6.9%
        2023$9,027 +8.6%$570,375 +12.5%
        2022$8,313 +10.4%$507,155 +8.3%
        2021$7,528 -5.9%$468,080 +0.2%
        2020$8,000 +13.5%$467,250 +12.8%
        2018$7,047 +8.7%$414,225 +8%
        2017$6,484 +5.5%$383,540 +9.8%
        2016$6,147 +10.8%$349,205 +33.3%
        2015$5,549 +30%$261,895 +3%
        2014$4,269 -10.7%$254,335 +2.8%
        2013$4,779 +16.6%$247,410 +19.7%
        2012$4,100 +7.5%$206,625 +3.5%
        2010$3,812 $199,560
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 68845

        Getting around

        0 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

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