Active

Price cut: $26K (7/7)

$899,000

408 Cotton Ln, Franklin, TN 37069

4beds

2,246sqft

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Single Family Residence, Residential

Built in 1977

0.31 Acres Lot

$-- Zestimate^®

$400/sqft

$92/mo HOA

What's special

Established perennialsPrivate fenced backyardOversized closetFilled with natural lightExpansive deckBright open-concept living space

Featured on The Property Brothers, this beautiful Cape Cod home in Cottonwood Estates offers country charm with community convenience. The bright open-concept living space is filled with natural light. It opens to an expansive deck that leads to a private fenced backyard with established perennials and room for a pool or gardens. This well-maintained 4-bed, 2.5-bath home also features a walk-up attic ready for future expansion and a versatile bonus room above the garage with an oversized closet. Rooms and lot size were professionally measured.

28 days

2,098

143

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 3

Bedroom 1

Features: Full Bath
Level: Full Bath
Area: 195 Square Feet
Dimensions: 13x15

Bedroom 2

Area: 143 Square Feet
Dimensions: 13x11

Bedroom 3

Area: 130 Square Feet
Dimensions: 13x10

Bedroom 4

Features: Bath
Level: Bath
Area: 288 Square Feet
Dimensions: 18x16

Primary bathroom

Features: Ceramic
Level: Ceramic

Dining room

Features: Combination
Level: Combination

Kitchen

Features: Eat-in Kitchen
Level: Eat-in Kitchen

Living room

Features: Great Room
Level: Great Room

Heating

Electric, Heat Pump

Cooling

Central Air, Electric

Appliances

Included: Built-In Gas Oven

Features

Ceiling Fan(s), In-Law Floorplan, Walk-In Closet(s)
Flooring: Carpet, Wood, Tile
Basement: None
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 2,246
Total interior livable area: 2,246 sqft
Finished area above ground: 2,246

Property

Parking

Total spaces: 2
Parking features: Garage Door Opener, Garage Faces Rear
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Porch, Covered, Deck
Exterior features: Smart Lock(s)
Pool features: Association
Fencing: Back Yard
Has view: Yes
View description: Water
Has water view: Yes
Water view: Water

Lot

Size: 0.31 Acres
Dimensions: 92 x 147

Details

Parcel number: 094051D A 06300 00006051D
Special conditions: Standard
Other equipment: Dehumidifier

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding, Ducts Professionally Air-Sealed
Roof: Shingle

Condition

New construction: No
Year built: 1977

Utilities & green energy

Sewer: Public Sewer
Water: Private
Utilities for property: Electricity Available, Water Available, Underground Utilities

Green energy

Energy efficient items: Windows, Doors
Indoor air quality: Contaminant Control

Community & HOA

Community

Security: Smart Camera(s)/Recording
Subdivision: Cottonwood Est

HOA

Has HOA: Yes
Amenities included: Clubhouse, Park, Playground, Pool, Tennis Court(s), Underground Utilities, Trail(s)
Services included: Maintenance Grounds, Recreation Facilities
HOA fee: $92 monthly

Location

Region: Franklin

Financial & listing details

Price per square foot: $400/sqft
Tax assessed value: $841,600
Annual tax amount: $2,735
Date on market: 6/20/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/7/2026	Price change	$899,000-2.8%$400/sqft
Source: RealTracs MLS as distributed by MLS GRID #3246341 Report a problem
6/20/2026	Listed for sale	$925,000+90.7%$412/sqft
Source: RealTracs MLS as distributed by MLS GRID #3246341 Report a problem
6/6/2018	Sold	$485,000-4.7%$216/sqft
Source: Agent Provided Report a problem
5/20/2018	Price change	$509,000-3%$227/sqft
Source: Music City Experts, LLC #1917738 Report a problem
4/6/2018	Listed for sale	$525,000+29.6%$234/sqft
Source: Music City Experts, LLC #1917738 Report a problem
9/6/2016	Sold	$405,000-4.7%$180/sqft
Source: Public Record Report a problem
6/17/2016	Listed for sale	$425,000+24.1%$189/sqft
Source: Owner #24073308 Report a problem
3/13/2015	Sold	$342,500-1.9%$152/sqft
Source: RealTracs MLS as distributed by MLS GRID #1603916 Report a problem
1/23/2015	Listed for sale	$349,000+62.4%$155/sqft
Source: Coldwell Banker Barnes #1603916 Report a problem
7/14/2003	Sold	$214,900+19.4%$96/sqft
Source: Public Record Report a problem
11/5/1997	Sold	$180,000$80/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,735 +11.2%	$210,400 +60.8%
2024	$2,460	$130,875
2023	$2,460	$130,875
2022	$2,460	$130,875
2021	$2,460 +22.1%	$130,875 +44.2%
2020	$2,015	$90,775
2019	$2,015 +3.2%	$90,775
2018	$1,952	$90,775
2017	$1,952	$90,775
2016	--	$90,775 +19.4%
2015	--	$76,050
2014	--	$76,050
2013	--	$76,050
2012	--	$76,050
2011	--	$76,050 +33.3%
2007	$1,318	$57,052
2006	$1,318 -1.3%	$57,052 +21.4%
2005	$1,335	$47,004
2004	$1,335	$47,004
2002	$1,335	$47,004
2001	--	$47,004 -75%
2000	--	$188,014

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37069

Getting around

3 / 100

Car-Dependent

0 / 100

No Nearby Transit

18 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Walnut Grove Elementary School
Grades: K-5Distance: 0.6 mi
8/10
Grassland Middle School
Grades: 6-8Distance: 2.8 mi
10/10
Franklin High School
Grades: 9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: Walnut Grove Elementary
Middle: Grassland Middle School
High: Franklin High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.