Skip main navigation
Accepting backups
    • $499,900

    46916 Spruce Dr, Shelby Township, MI 48315

    4beds
    3,888sqft
    : 
    $3,338/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    0.33 Acres Lot
    $490,100 Zestimate®
    $129/sqft
    $33/mo HOA

    What's special

    Welcome to your own slice of "up north" without ever leaving Metro Detroit! This stunning 4-bedroom, 3.5-bath split-level home sits directly on Cedar Lake in the sought-after Cedar Lake subdivision, offering the kind of waterfront lifestyle buyers dream about. Swim, fish, or ice skate right from your backyard, then unwind on the large deck overlooking the water. Downstairs, the finished walk-out basement is an entertainer's dream — complete with a second full kitchen, wet bar, full bath, and a cozy fireplace, giving you and your guests direct access to the lake and endless space to gather. The main floor offers a private primary suite with its own full bath, while three additional bedrooms and a full bath upstairs provide plenty of room for family or guests. A convenient first-floor laundry/mudroom adds everyday functionality to this beautifully designed layout. With easy access to Metro Detroit's best shopping, dining, and freeways, this Cedar Lake gem delivers the perfect blend of waterfront serenity and everyday convenience. Don't miss this rare opportunity to own on the water — schedule your private showing today!
    9 days
    |
    2,823
    |
    188
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Eric R Jurmo 586-524-1829,

    KW Platinum 586-949-0200,

    Kirk Jurmo 586-949-0200,

    KW Platinum

    Source: Realcomp II,MLS#: 20261059854MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Entry
      • Area: 288
      • Dimensions: 18 X 16
      Bedroom
      • Level: Second
      • Area: 168
      • Dimensions: 14 X 12
      Bedroom
      • Level: Second
      • Area: 160
      • Dimensions: 16 X 10
      Bedroom
      • Level: Second
      • Area: 130
      • Dimensions: 13 X 10
      Primary bathroom
      • Level: Entry
      • Area: 90
      • Dimensions: 10 X 9
      Other
      • Level: Entry
      • Area: 56
      • Dimensions: 8 X 7
      Other
      • Level: Basement
      • Area: 44
      • Dimensions: 11 X 4
      Other
      • Level: Entry
      • Area: 30
      • Dimensions: 6 X 5
      Other
      • Level: Entry
      • Area: 99
      • Dimensions: 11 X 9
      Dining room
      • Level: Entry
      • Area: 120
      • Dimensions: 12 X 10
      Kitchen
      • Level: Entry
      • Area: 110
      • Dimensions: 11 X 10
      Laundry
      • Level: Entry
      • Area: 72
      • Dimensions: 9 X 8
      Library
      • Level: Entry
      • Area: 144
      • Dimensions: 12 X 12
      Living room
      • Level: Entry
      • Area: 408
      • Dimensions: 24 X 17
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Free Standing Gas Range, Free Standing Refrigerator, Microwave, Washer
      Features
      • Basement: Finished,Walk Out Access
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total interior livable area: 3,888 sqft
      • Finished area above ground: 2,388
      • Finished area below ground: 1,500

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevelwSteps
      • Patio & porch: Deck, Porch
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Direct Water Frontage, No Motor Lake
      • Body of water: Cedar Lake
      Lot
      • Size: 0.33 Acres
      • Dimensions: 90 x 130
      Details
      • Parcel number: 0735127004
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Basement, Poured
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: CEDAR LAKES SUB
      HOA
      • Has HOA: Yes
      • HOA fee: $390 annually
      • HOA phone: 586-453-7168
      Location
      • Region: Shelby Township

      Financial & listing details

      • Price per square foot: $129/sqft
      • Tax assessed value: $207,215
      • Annual tax amount: $6,361
      • Date on market: 7/31/2026
      • Cumulative days on market: 10 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Va Loan
      • Exclusions: Exclusion(s) Do Not Exist

        Estimated market value

        $490,100

        $466,000 - $515,000

        $3,306/mo

        Price history

        DateEventPrice
        7/31/2026Listed for sale$499,900+46.2%$129/sqft
        Source: Realcomp II #20261059854 Report a problem
        7/2/2018Sold$342,000-3.6%$88/sqft
        Source: Public Record Report a problem
        4/30/2018Price change$354,900-1.4%$91/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        3/7/2018Price change$359,900-2.7%$93/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        3/3/2018Listed for sale$369,900$95/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        3/3/2018Pending sale$369,900$95/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        1/9/2018Listed for sale$369,900$95/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        1/9/2018Pending sale$369,900$95/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        11/1/2017Listed for sale$369,900+29.8%$95/sqft
        Source: Mutual Realty, LLC #217095417 Report a problem
        6/15/2000Sold$285,000$73/sqft
        Source: MiRealSource #779511 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,183 +5%$227,500 +4.2%
        2024$5,887 +5.3%$218,400 +10%
        2023$5,591 +2.1%$198,600 +8.9%
        2022$5,473 +0.7%$182,300 -1%
        2021$5,436 $184,200 +3.5%
        2020$5,436 +8.5%$178,000 +3.5%
        2019$5,011 +30.7%$171,900 +2.3%
        2018$3,833 +2.2%$168,000 +8.5%
        2017$3,750 $154,900
        2016$3,750 $154,900 +8.5%
        2015$3,750 $142,700
        2012-- --
        2009-- --
        2001$3,873 +24%$139,750 +23.6%
        2000$3,124 $113,070
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 48315

        Getting around

        13 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Shelby Township Topics

              Search
              Updates
              Favorites
              Plan
              Inbox