Enjoy the best of Stillwater living in sought-after Terra Springs, just a short walk from historic downtown, restaurants, shops, trails and the St. Croix River! This east-facing, first-floor condo offers the rare convenience of direct access from the spacious deck to the parking area, overnight parking allowed! Inside, the main level features newer LVP flooring, a generous kitchen with stainless steel appliances, quartz countertops and backsplash, informal dining, and a comfortable living room anchored by a custom electric fireplace. Step outside to the large, recently sealed and epoxied deck—perfect for relaxing or entertaining. The natural gas line to patio adds to the ease of grilling. A convenient half bath completes the main level.
Upstairs you’ll find two spacious bedrooms, both with walk-in closets, an updated full bath with in-unit laundry, and a versatile bonus loft ideal for additional sleeping with included Murphy bed, home office, reading nook or additional living space. Additional highlights include newer siding and roof, secure building entry, heated underground parking, community garden space and nearby walking trails. Terra Springs is known for its beautiful setting and well-managed HOA, with dues covering many everyday expenses. A fantastic opportunity to enjoy low-maintenance living just minutes from everything downtown Stillwater has to offer!
Pending
$430,000
620 Main St N APT 102, Stillwater, MN 55082
2beds
1,447sqft
(CC) High Rise (4+ Levels)
Built in 2005
-- sqft lot
$426,700 Zestimate®
$297/sqft
$623/mo HOA
What's special
East-facing first-floor condoCommunity garden spaceInformal diningQuartz countertops and backsplashNewer siding and roofNewer lvp flooring
- 42 days
- 229
- 4
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Welcome Home Co. 651-338-1933,
Welcome Home Productions, LLC,
Tony Muscala 612-986-1176
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7140515
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 135 Square Feet
- Dimensions: 10 x 13.5
Bedroom 2
- Level: Upper
- Area: 178.25 Square Feet
- Dimensions: 11.5 x 15.5
Dining room
- Level: Main
- Area: 152 Square Feet
- Dimensions: 8 x 19
Kitchen
- Level: Main
- Area: 98 Square Feet
- Dimensions: 7 x 14
Living room
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14 x 18
Loft
- Level: Upper
- Area: 97.75 Square Feet
- Dimensions: 8.5 x 11.5
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
- Laundry: Upper Level
Features
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Electric, Living Room
Interior area
- Total structure area: 1,447
- Total interior livable area: 1,447 sqft
- Finished area above ground: 1,447
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Assigned, Floor Drain, Garage Door Opener, Heated Garage, Garage, Underground
- Garage spaces: 1
- Has uncovered spaces: Yes
- Details: Garage Dimensions (0)
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Fencing: None
Lot
- Size: 0.26 Acres
Details
- Foundation area: 1447
- Parcel number: 2803020120116
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Condo
- Property subtype: (CC) High Rise (4+ Levels)
- Attached to another structure: Yes
Materials
- Roof: Age 8 Years or Less
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Security: Fire Sprinkler System
- Subdivision: Cic 227
HOA
- Has HOA: Yes
- Amenities included: Elevator(s), Fire Sprinkler System, Lobby Entrance
- Services included: Maintenance Structure, Cable TV, Controlled Access, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Sewer, Snow Removal, Water
- HOA fee: $623 monthly
- HOA name: Community Association Group
- HOA phone: 651-882-0400
Location
- Region: Stillwater
Financial & listing details
- Price per square foot: $297/sqft
- Tax assessed value: $411,000
- Annual tax amount: $4,729
- Date on market: 9/11/2026
- Cumulative days on market: 43 days
- Road surface type: Paved
Estimated market value
$426,700
$405,000 - $448,000
$2,857/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/29/2026 | Pending sale | $430,000$297/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7140515 Report a problem | ||
| 9/11/2026 | Listed for sale | $430,000+57.8%$297/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7140515 Report a problem | ||
| 11/22/2016 | Sold | $272,500-2.6%$188/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4755425 Report a problem | ||
| 8/26/2016 | Listed for sale | $279,900+110.5%$193/sqft |
Source: Keller Williams Premier Realty #4755425 Report a problem | ||
| 9/22/2011 | Sold | $133,000-51.6%$92/sqft |
Source: Public Record Report a problem | ||
| 7/25/2007 | Sold | $275,000+10%$190/sqft |
Source: Public Record Report a problem | ||
| 3/7/2007 | Sold | $249,900$173/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,696 -9% | $401,400 -17.1% |
| 2024 | $5,158 +16.3% | $484,400 +16.5% |
| 2023 | $4,434 +2.4% | $415,900 +14.9% |
| 2022 | $4,328 +5.3% | $362,000 -1.2% |
| 2021 | $4,110 +2.9% | $366,300 +5.8% |
| 2020 | $3,996 | $346,200 |
| 2019 | $3,996 | $346,200 +13% |
| 2018 | $3,996 +8.2% | $306,400 +11.5% |
| 2017 | $3,694 +12.8% | $274,700 +31.2% |
| 2016 | $3,276 +29.1% | $209,400 +9.6% |
| 2015 | $2,538 | $191,000 |
| 2013 | $2,538 -11.8% | $191,000 |
| 2012 | $2,878 | $191,000 -13.8% |
| 2011 | $2,878 +8% | $221,500 -10.1% |
| 2010 | $2,664 -9.4% | $246,500 |
| 2009 | $2,942 -0.1% | -- |
| 2008 | $2,944 -0.7% | -- |
| 2007 | $2,964 -8.2% | -- |
| 2006 | $3,230 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Downtown
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