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  • Price cut: $26K (7/8)
    $789,000

    12023 Overlook Mountain Dr, Charlotte, NC 28216

    4beds
    2,939sqft
    : 
    $4,738/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.52 Acres Lot
    $773,600 Zestimate®
    $268/sqft
    $154/mo HOA

    What's special

    Modern hardware and lightingBeautifully landscaped half-acre lotSpacious family roomGenerous pantryGranite countertopsWelcoming open foyerThoughtfully designed floor plan
    Gorgeous, meticulously maintained home in the highly desirable Overlook at Mountain Island Lake! Situated on a beautifully landscaped half-acre lot, this spacious 4-bedroom, 3-bath home offers exceptional living space, including a bonus room. You will love the 1,385 sq ft, unfinished walkout basement, with electricity and plumbing already in place for a future bath—providing endless possibilities for expansion and an abundance of storage space. Think multi-generational living, au pair, workshop or ample living space. Inside, you'll find a welcoming open foyer, stunning hardwood floors throughout the main level, and a thoughtfully designed floor plan featuring a bedroom and full bath on the main floor, ideal for guests or multi-generational living. The spacious family room showcases a gas fireplace with custom built-ins, while the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern hardware and lighting. The primary and guest bathrooms have been beautifully updated, adding style and comfort throughout. Step outside to enjoy the private backyard retreat with an oversized deck, perfect for relaxing or entertaining, along with an irrigation system to keep the lush, immaculate, landscaping looking its best. Residents enjoy fantastic neighborhood amenities in this sought-after lakefront community. Conveniently located near I-485, the airport, the U.S. National Whitewater Center, and just 15 minutes from Uptown Charlotte, this home offers the perfect combination of tranquility, convenience, and lifestyle. A rare opportunity to own a move-in-ready home in one of Mountain Island Lake's most prestigious neighborhoods. You must see this magnificent, gorgeous, well-maintained home and one you have been waiting for!!!
    62 days
    |
    1,872
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Godley judy@helenadamsrealty.com,

    Helen Adams Realty,

    Heather Flohr,

    Helen Adams Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4388070MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Basement
      • Level: Basement
      Bonus room
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker
      • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level
      Features
      • Built-in Features, Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
      • Flooring: Carpet, Tile, Wood
      • Doors: French Doors, Insulated Door(s)
      • Windows: Insulated Windows
      • Basement: Exterior Entry,Full,Storage Space,Unfinished,Walk-Out Access
      • Attic: Pull Down Stairs
      • Fireplace features: Gas Log, Great Room
      Interior area
      • Total structure area: 2,939
      • Total interior livable area: 2,939 sqft
      • Finished area above ground: 2,939
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Pool features: Community
      • Fencing: Back Yard
      • Waterfront features: Boat Ramp, Other - See Remarks
      • Body of water: Mountain Island Lake
      Lot
      • Size: 0.52 Acres
      • Dimensions: 117 x 199 x 109 x 201
      • Features: Wooded
      Details
      • Parcel number: 02318208
      • Zoning: R-1
      • Special conditions: Standard
      • Other equipment: Network Ready

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Underground Power Lines

      Community & HOA

      Community
      • Features: Clubhouse, Lake Access, Picnic Area, Playground, Recreation Area, RV Storage, Sidewalks, Street Lights, Tennis Court(s), Walking Trails, Other
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Overlook
      HOA
      • Has HOA: Yes
      • HOA fee: $1,843 annually
      • HOA name: Braesael Management Co
      • HOA phone: 704-847-3507
      Location
      • Region: Charlotte
      • Elevation: 2500 Feet

      Financial & listing details

      • Price per square foot: $268/sqft
      • Tax assessed value: $582,000
      • Annual tax amount: $4,638
      • Date on market: 6/4/2026
      • Cumulative days on market: 62 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $773,600

        $735,000 - $812,000

        $3,026/mo

        Price history

        DateEventPrice
        7/8/2026Price change$789,000-3.2%$268/sqft
        Source: Canopy MLS as distributed by MLS GRID #4388070 Report a problem
        6/4/2026Listed for sale$815,000+86.5%$277/sqft
        Source: Canopy MLS as distributed by MLS GRID #4388070 Report a problem
        7/31/2019Sold$437,000-2.9%$149/sqft
        Source: Canopy MLS as distributed by MLS GRID #3489914 Report a problem
        6/18/2019Pending sale$449,900$153/sqft
        Source: Helen Adams Realty #3489914 Report a problem
        6/17/2019Listed for sale$449,900$153/sqft
        Source: Helen Adams Realty #3489914 Report a problem
        5/16/2019Pending sale$449,900$153/sqft
        Source: Helen Adams Realty #3489914 Report a problem
        4/2/2019Listed for sale$449,900+27.8%$153/sqft
        Source: Helen Adams Realty #3489914 Report a problem
        9/19/2013Sold$352,000-4.6%$120/sqft
        Source: Canopy MLS as distributed by MLS GRID #2158540 Report a problem
        8/27/2013Pending sale$369,000$126/sqft
        Source: Allen Tate Company #2158540 Report a problem
        6/8/2013Listed for sale$369,000+5.5%$126/sqft
        Source: Allen Tate Company #2158540 Report a problem
        11/3/2012Listing removed$349,899$119/sqft
        Source: Mossy Oak Properties Outdoor Realty #2094860 Report a problem
        8/23/2012Price change$349,8990%$119/sqft
        Source: Mossy Oak Properties Outdoor Realty #2094860 Report a problem
        7/6/2012Listed for sale$349,999+23.5%$119/sqft
        Source: Mossy Oak Properties Outdoor Realty #2094860 Report a problem
        9/3/2011Listing removed$1,950$1/sqft
        Source: Mossy Oak Properties Outdoor Realty #2035675 Report a problem
        8/11/2011Listed for rent$1,950$1/sqft
        Source: Mossy Oak Properties Outdoor Realty #2035675 Report a problem
        5/27/1999Sold$283,500+656%$96/sqft
        Source: Public Record Report a problem
        10/16/1998Sold$37,500$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,638 +1.7%$582,000
        2024$4,560 +3.5%$582,000
        2023$4,408 +1.5%$582,000 +33.2%
        2022$4,344 +0.3%$437,100
        2021$4,333 +0.2%$437,100
        2020$4,325 +0.4%$437,100
        2019$4,310 -1%$437,100 +34%
        2018$4,353 +1.8%$326,200
        2017$4,276 $326,200
        2016$4,276 $326,200
        2015$4,276 $326,200
        2014-- --
        2013-- $326,200
        2012-- $326,200
        2011-- $326,200 +0.6%
        2010-- $324,200
        2009-- $324,200
        2008-- $324,200
        2007-- $324,200
        2006-- $324,200
        2005-- $324,200
        2004-- $324,200
        2003-- $324,200 +19.8%
        2002-- $270,540
        2001-- $270,540
        2000-- $270,540
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Mountain Island

        Getting around

        4 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mountain Island Lake Academy
        • Middle: Mountain Island Lake Academy
        • High: Hopewell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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