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For sale
    • Price cut: $40K (8/5)
    $475,000

    15981 N Hillcrest Dr, Effingham, IL 62401

    3beds
    2,870sqft
    : 
    $3,153/mo
    Get pre-qualified
    Single Family Residence
    Built in 1968
    0.39 Acres Lot
    $-- Zestimate®
    $166/sqft
    $-- HOA

    What's special

    Waterfront propertyTwo wood fireplacesExceptional waterfront settingSteel seawallBrick and vinyl exteriorStorage houseElectric hoist
    Prime Lake Sara location! Situated on the desirable north side of the lake just off Moccasin Road, this waterfront property offers the convenience of quick access to town while delivering the lake lifestyle you've been dreaming of. Enjoy endless days on the water from your private dock featuring a covered boat slip, electric hoist, storage house, steel seawall, and approximately 6.5–7 feet of water depth at normal pool. Nestled among mature shade trees, this ranch home with a finished lower level offers 3 BRs and 2 full BAs. Gather with family and friends around one of the two wood fireplaces. The brick and vinyl exterior and metal roof provide lasting durability and low-maintenance appeal. While the interior awaits your personal touch, the value here is undeniable—an exceptional waterfront setting, excellent lake access, and one of Lake Sara's most convenient locations. Update to your taste and create the lakefront retreat you've always wanted. Schedule your private tour today!
    12 days
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    676
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    8
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jill Wendling 217-347-0404,

    RE/MAX Key Advantage

    Source: CIBR,MLS#: 6259985MLS LogoOriginating MLS: Central Illinois Board Of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 10 x 12
      Bedroom
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 10 x 10
      Bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 12 x 11
      Dining room
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 19 x 10
      Family room
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 22 x 23
      Other
      • Features: Tub Shower
      • Level: Upper
      • Dimensions: 5 x 8.5
      Other
      • Level: Lower
      • Dimensions: 6 x 6
      Kitchen
      • Description: Flooring: Vinyl
      • Level: Main
      • Dimensions: 19 x 14
      Living room
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 23 x 23
      Office
      • Description: Flooring: Carpet
      • Level: Main
      • Dimensions: 10 x 9
      Recreation
      • Description: Flooring: Tile
      • Level: Lower
      • Dimensions: 25 x 19
      Utility room
      • Description: Flooring: Concrete
      • Level: Lower
      • Dimensions: 10 x 11
      Heating
      • Forced Air, Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Range Hood
      Features
      • Fireplace, Main Level Primary
      • Basement: Finished,Full
      • Number of fireplaces: 2
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,870
      • Total interior livable area: 2,870 sqft
      • Finished area above ground: 1,490
      • Finished area below ground: 1,380

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, Shed
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Privileges
      • Body of water: Lake Sara
      • Frontage type: Waterfront
      Lot
      • Size: 0.39 Acres
      Details
      • Additional structures: Shed(s)
      • Parcel number: 1126026001
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Basement
      • Roof: Metal
      Condition
      • Year built: 1968

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Shumway Cove Sub
      Location
      • Region: Effingham

      Financial & listing details

      • Price per square foot: $166/sqft
      • Tax assessed value: $270,780
      • Annual tax amount: $2,575
      • Date on market: 7/27/2026
      • Cumulative days on market: 12 days
      • Road surface type: Asphalt, Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/5/2026Price change$475,000-7.8%$166/sqft
        Source: CIBR #6259985 Report a problem
        7/27/2026Listed for sale$515,000-2.8%$179/sqft
        Source: CIBR #6259985 Report a problem
        7/22/2026Listing removed$530,000$185/sqft
        Source: MRED as distributed by MLS GRID #EB460787 Report a problem
        6/22/2026Price change$530,000-5.4%$185/sqft
        Source: MRED as distributed by MLS GRID #EB460787 Report a problem
        5/27/2026Price change$560,000-10.4%$195/sqft
        Source: MRED as distributed by MLS GRID #EB460787 Report a problem
        5/23/2026Price change$625,000+11.6%$218/sqft
        Source: MRED as distributed by MLS GRID #EB460787 Report a problem
        5/1/2026Price change$560,000-10.4%$195/sqft
        Source: MRED as distributed by MLS GRID #EB460787 Report a problem
        12/16/2025Listed for sale$625,000$218/sqft
        Source: RMLS Alliance as distributed by MLS GRID #EB460787 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,575 -3.2%$90,260 +10.5%
        2023$2,660 -2.8%$81,690 +8%
        2022$2,737 -2.2%$75,640 +5%
        2021$2,799 -1.2%$72,040 +4%
        2020$2,834 -1.2%$69,270 +3%
        2019$2,867 -0.5%$67,250 +5%
        2018$2,883 +0.3%$64,050 +2%
        2017$2,876 $62,790 +4.5%
        2016-- $60,080 +1%
        2015-- $59,480 +1%
        2014-- $58,900
        2013-- $58,900
        2012-- $58,900 +20%
        2010-- $49,090
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 62401

        Getting around

        3 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Beecher City Dist. 20

        Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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