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  • Listed by: Coldwell Banker Bain • Wayne Kwiatkowski • 360-961-1169
    $729,000

    2220 Utter Street, Bellingham, WA 98225

    2beds
    1,479sqft
    : 
    $4,634/mo
    Get pre-qualified
    Single Family Residence
    Built in 1910
    4,791 Square Feet Lot
    $708,500 Zestimate®
    $493/sqft
    $-- HOA

    What's special

    Lovable Columbia Neighborhood Cottage: Discover the charm of this inviting 1,159 sq ft, 2-bedroom, 2-bath cottage nestled in Bellingham’s beloved tree-lined Columbia neighborhood. Ideally located near the waterfront, scenic trails for hiking or biking, and just a 1/2 block to historic Elizabeth Park, with easy access to Bellingham’s shops, restaurants, Farmers Market, and local amenities, this home offers the perfect blend of comfort, character, and convenience. Inside, refinished wood floors, new windows, air-conditioning, a bonus room in the finished attic space of 250+/- sq ft, and refreshed interior and exterior paint give the home a fresh, welcoming feel. Outside, enjoy a fully fenced yard with room for your favorite pooch, plus a private backyard perfect for relaxing, gardening, or entertaining. Need a little extra space to work from home? The backyard 100+/- sq ft office pod offers a convenient, separate workspace away from the main living area. Full of charm and thoughtfully refreshed, this delightful cottage is ready to welcome you home! Note: Some of the pictures are Oil Painting Renderings of the home, in the style of Bob Ross.
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Offers reviewed: Oct 26
    Listed by:

    Wayne Kwiatkowski 360-961-1169 waynekwiatkowski@cbbain.com,

    Coldwell Banker Bain

    Source: NWMLS as distributed by MLS GRID,MLS#: 2581022MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Main
      Other
      • Level: Main
      Bonus room
      • Description: finished Attic Space with Stairs
      • Area: 308
      • Dimensions: 22.00 x 14.00
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Kitchen without eating space
      • Level: Main
      Living room
      • Level: Main
      Other
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • 90%+ High Efficiency, Ductless, Heat Pump, Electric, Natural Gas
      Cooling
      • Ductless
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Washer(s), Water Heater: Gas, Water Heater Location: Utility Room
      Features
      • Dining Room
      • Flooring: Softwood
      • Windows: Dbl Pane/Storm Window
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,479
      • Total interior livable area: 1,479 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Off Street
      • Uncovered spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Dbl Pane/Storm Window, Dining Room, Water Heater
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50' x 100'
      • Features: Curbs, Paved, Sidewalk, Cable TV, Fenced-Fully, Gas Available, Gated Entry, High Speed Internet, Outbuildings, Patio
      • Topography: Level
      • Residential vegetation: Fruit Trees, Garden Space
      Details
      • Parcel number: 3802254085420000
      • Zoning: SFR
      • Zoning description: Jurisdiction: City
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman,1 Story
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Products
      • Foundation: Poured Concrete
      • Roof: Composition
      Condition
      • Very Good
      • Year built: 1910

      Utilities & green energy

      • Electric: Company: Puget Sound Energy
      • Sewer: Sewer Connected, Company: City of Bellingham
      • Water: Community, Company: City of Bellingham

      Community & HOA

      Community
      • Features: Athletic Court, Park, Playground
      • Subdivision: Columbia
      Location
      • Region: Bellingham

      Financial & listing details

      • Price per square foot: $493/sqft
      • Tax assessed value: $667,608
      • Annual tax amount: $5,545
      • Offers reviewed: 10/26/2026
      • Date on market: 10/16/2026
      • Listing terms: Conventional,FHA,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        $708,500

        $673,000 - $744,000

        $2,617/mo

        Price history

        DateEventPrice
        10/21/2026Listed for sale$729,000+92.3%$493/sqft
        Source: NWMLS as distributed by MLS GRID #2581022 Report a problem
        10/12/2016Sold$379,000-5.3%$256/sqft
        Source: NWMLS as distributed by MLS GRID #1014467 Report a problem
        9/18/2016Pending sale$400,000$270/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #1014467 Report a problem
        9/1/2016Price change$400,000-2.7%$270/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #1014467 Report a problem
        8/18/2016Listed for sale$411,000+73.1%$278/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #1014467 Report a problem
        11/20/2014Sold$237,500+1.1%$161/sqft
        Source: NWMLS as distributed by MLS GRID #705119 Report a problem
        10/21/2014Pending sale$235,000$159/sqft
        Source: John L Scott Real Estate #705119 Report a problem
        10/11/2014Listed for sale$235,000+88%$159/sqft
        Source: John L Scott Real Estate #705119 Report a problem
        9/28/2001Sold$125,000$85/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,545 +4.5%$667,608 +3%
        2024$5,306 +2.6%$648,163 -2.5%
        2023$5,173 +6.7%$664,661 +16%
        2022$4,847 +26.2%$572,985 +38.6%
        2021$3,840 +1.9%$413,403 +8%
        2020$3,767 $382,781 +17.6%
        2019$3,767 +13.7%$325,406 +11.4%
        2018$3,313 +11.7%$292,097 +16.1%
        2017$2,966 -0.7%$251,486 +10.9%
        2016$2,987 +32.5%$226,711 +9.8%
        2015$2,255 $206,513 +5.4%
        2014$2,255 +2%$195,933 -4.7%
        2013$2,211 $205,549 +4.7%
        2012-- $196,363
        2011-- $196,363
        2010-- $196,363 0%
        2009$1,665 -8.4%$196,365 +6.3%
        2008$1,818 $184,710
        2007$1,818 +53%$184,710
        2005$1,189 $184,710 +77.1%
        2004$1,189 -5.9%$104,300
        2003$1,262 +2.8%$104,300
        2002$1,228 -0.4%$104,300
        2001$1,232 $104,300 +29.3%
        2000-- $80,685
        1999-- $80,685
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Columbia

        Getting around

        82 / 100
        Very Walkable
        40 / 100
        Some Transit

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Columbia Elem
        • Middle: Whatcom Mid
        • High: Bellingham High

        Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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