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  • Listed by: Pellego, Inc. • Kevin Thomas
    Price cut: $29K (7/28)
    $899,999

    2540 E Phinney Bay Place, Bremerton, WA 98312

    5beds
    4,106sqft
    : 
    $5,416/mo
    Get pre-qualified
    Single Family Residence
    Built in 1984
    0.28 Acres Lot
    $890,700 Zestimate®
    $219/sqft
    $-- HOA

    What's special

    Private primary balconyUnforgettable western sunsetsSweeping water viewsOlympic mountain vistasUpdated bathroomsOpen-concept flowFresh interior paint
    Price Adjustment:$899,999 - Welcome to 2540 E Phinney Bay Pl—where elevated living meets breathtaking scenery. This beautifully updated, move-in ready home captures **sweeping water views, Olympic Mountain vistas, and unforgettable western sunsets**—a rare combination for buyers seeking lifestyle and location with over **$175,000 in upgrades and remodeling**, this home blends modern comfort with timeless appeal. Inside, you’ll find a **refreshed kitchen featuring Quartz countertops, stainless steel appliances, and open-concept flow** designed for both everyday living and entertaining. The home showcases **new flooring, fresh interior paint, updated bathrooms, and professionally leveled floors** on both levels, creating a seamless and polished feel throughout. Step outside to enjoy **dual decks ideal for hosting**, or unwind on your **private primary balcony** while taking in the sunset skies. The **fenced side-yard with fruit trees** offers added charm and functionality. Thoughtful upgrades include a **certified Arc Fault electrical panel and generator-ready setup**, providing peace of mind and modern efficiency. Set within a welcoming community and positioned to maximize light, views, and outdoor living, this home offers the perfect balance of **style, comfort, and Pacific Northwest beauty**. Homes like this don’t come around often—**schedule your private showing and experience Phinney Bay living at its finest.**
    160 days
    |
    784
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kevin Thomas,

    Pellego, Inc.

    Source: NWMLS as distributed by MLS GRID,MLS#: 2463034MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Level: Third
      Bedroom
      • Level: Third
      Bedroom
      • Level: Third
      Bedroom
      • Level: Third
      Bedroom
      • Level: Lower
      Bathroom full
      • Level: Third
      Bathroom full
      • Level: Main
      Bathroom three quarter
      • Level: Third
      Other
      • Level: Lower
      Bonus room
      • Level: Lower
      Den office
      • Level: Main
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Family room
      • Level: Second
      Great room
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Rec room
      • Level: Lower
      Utility room
      • Level: Main
      Heating
      • Fireplace, 90%+ High Efficiency, Ductless, Heat Pump, High Efficiency (Unspecified), Electric, Natural Gas
      Cooling
      • 90%+ High Efficiency, Ductless, Heat Pump, High Efficiency (Unspecified)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s), Water Heater: Electric and Hybrid, Water Heater Location: Finished Basement & Prim Bathroom Closet
      Features
      • Bath Off Primary, Ceiling Fan(s), Dining Room, Pantry
      • Flooring: Ceramic Tile, Vinyl, Vinyl Plank, Carpet
      • Windows: Dbl Pane/Storm Window
      • Basement: Daylight,Finished
      • Number of fireplaces: 2
      • Fireplace features: Gas, Lower Level: 1, Main Level: 1, Fireplace
      Interior area
      • Total interior livable area: 4,106 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Driveway, Attached Garage, Off Street
      • Has attached garage: Yes
      • Covered spaces: 3
      • Uncovered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Patio & porch: Second Primary Bedroom, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Pantry, Vaulted Ceiling(s), Water Heater, Wired for Generator
      • Has spa: Yes
      • Has view: Yes
      • View description: Bay, Mountain(s), Ocean, Sound, Territorial
      • Has water view: Yes
      • Water view: Bay,Ocean,Sound
      Lot
      • Size: 0.28 Acres
      • Features: Corner Lot, Cul-De-Sac, Dead End Street, Paved, Cable TV, Deck, Fenced-Fully, Gas Available, High Speed Internet, Hot Tub/Spa, Patio
      • Topography: Partial Slope
      • Residential vegetation: Fruit Trees, Garden Space
      Details
      • Parcel number: 10240140992009
      • Zoning: Incorporated Cities
      • Zoning description: Jurisdiction: City
      • Special conditions: Standard
      • Other equipment: Wired for Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,2 Stories w/Bsmnt
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block, Poured Concrete
      • Roof: Composition
      Condition
      • Updated/Remodeled
      • Year built: 1984
      • Major remodel year: 2024

      Utilities & green energy

      • Electric: Company: Puget Sound Energy
      • Sewer: Available, Sewer Connected, Company: City of Bremerton
      • Water: Public, Company: City of Bremerton
      • Utilities for property: Xfinity, Xfinity | Century Link

      Community & HOA

      Community
      • Subdivision: Phinney Bay
      Location
      • Region: Bremerton

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $776,590
      • Annual tax amount: $6,881
      • Date on market: 3/8/2026
      • Cumulative days on market: 162 days
      • Listing terms: Conventional,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        $890,700

        $846,000 - $935,000

        $3,745/mo

        Price history

        DateEventPrice
        7/28/2026Price change$899,999-3.1%$219/sqft
        Source: NWMLS as distributed by MLS GRID #2463034 Report a problem
        7/14/2026Price change$929,000-1.1%$226/sqft
        Source: NWMLS as distributed by MLS GRID #2463034 Report a problem
        4/23/2026Price change$939,000-1.2%$229/sqft
        Source: NWMLS as distributed by MLS GRID #2463034 Report a problem
        3/9/2026Listed for sale$950,000+1566.7%$231/sqft
        Source: NWMLS as distributed by MLS GRID #2463034 Report a problem
        5/1/1978Sold$57,000$14/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,881 +9.4%$776,590 +8.9%
        2024$6,287 +3.6%$713,100
        2023$6,067 +0.7%$713,100 +4.1%
        2022$6,023 +7.6%$684,910 +19.7%
        2021$5,596 -11.5%$572,100 -3.3%
        2020$6,322 +25.4%$591,620 +21.1%
        2019$5,041 -1.4%$488,380 +50.3%
        2018$5,112 $324,970
        2017$5,112 +20.2%$324,970 +13%
        2016$4,253 +7%$287,480 +1.3%
        2015$3,976 $283,750 +5.1%
        2014$3,976 +0.8%$269,860 -6.5%
        2013$3,943 +1.9%$288,710 -4.4%
        2012$3,870 -1.5%$301,930 -8.4%
        2011$3,931 +4.1%$329,590 -3.9%
        2010$3,777 +2.7%$342,810 -5.2%
        2009$3,678 +1.1%$361,670 -4.1%
        2008$3,638 -4.8%$377,320 +5%
        2007$3,821 +17.8%$359,450 +48.3%
        2005$3,245 $242,460 +40.4%
        2002-- $172,720 +5.6%
        2001$2,362 +2.7%$163,520 +8.2%
        2000$2,299 $151,120
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 98312

        Getting around

        4 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Crownhill Elem
        • Middle: Mtn View Mid
        • High: Bremerton High

        Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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