Under $500K! Open House Sunday 8/9! Are you ready for a lock and leave ranch home in a highly desirable neighborhood? This newer home boasts modern luxury vinyl flooring, a cozy, custom, fireplace, xeriscape front and back yards, a 280 sq. ft. deck a motorized Sunsetter awning with a wind sensor, and a fully fenced backyard! Oversized, insulated, garage has storage shelving. The community has walking paths, a clubhouse, playground and a pool (currently not open). Enjoy kayaking and fishing, walking trails, and wildlife viewing Houts Reservoir. Just minutes from some of the best dining and shopping in Loveland. Highway I-25 and 34 are also minutes away making access to the main veins of NoCo Colorado at your fingertips.
Accepting backups
Price cut: $4K (8/5)
$499,000
3975 Sand Beach Lake Ct, Loveland, CO 80538
3beds
2baths
1,420sqft
:
Get pre-qualified$3,069/mo
Single Family Residence
Built in 2019
7,127 Square Feet Lot
$-- Zestimate®
$351/sqft
$68/mo HOA
What's special
Fully fenced backyardModern luxury vinyl flooring
- 27 days |
- 1,130 |
- 73 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sharon McGonigal 720-989-6533,
Equity Colorado-Front Range
Source: IRES as distributed by MLS GRID,MLS#: 1064498
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
Primary bedroom
- Description: Carpet
- Features: 3/4 Primary Bath, Luxury Features Primary Bath
- Level: Main
- Area: 195 Square Feet
- Dimensions: 13 x 15
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 x 13
Bedroom 3
- Description: Carpet
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11 x 13
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 84 Square Feet
- Dimensions: 7 x 12
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 x 13
Laundry
- Description: Luxury Vinyl
- Level: Main
- Area: 30 Square Feet
- Dimensions: 5 x 6
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 325 Square Feet
- Dimensions: 13 x 25
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Gas Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Separate Dining Room, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island, High Ceilings, Split Bedroom Plan
- Windows: Window Coverings
- Basement: None,Built-In Radon
- Has fireplace: Yes
- Fireplace features: Gas, Living Room, Masonry
Interior area
- Total structure area: 1,420
- Total interior livable area: 1,420 sqft
- Finished area above ground: 1,420
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Attached, Oversized
- Attached garage spaces: 2
- Details: Attached
Accessibility
- Accessibility features: Main Floor Bath, Accessible Bedroom, Stall Shower, Main Level Laundry
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood
- Waterfront features: Lake Privileges
Lot
- Size: 7,127 Square Feet
- Features: Cul-De-Sac, Evergreen Trees, Deciduous Trees, City Limits, Xeriscape, Paved, Sidewalks
Details
- Additional structures: Storage
- Parcel number: R1658667
- Zoning: RES
- Special conditions: Private Owner
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Legal Conforming,Contemporary
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Composition
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail
Green energy
- Energy efficient items: Windows, Doors, High Efficiency Furnace
Community & HOA
Community
- Features: Clubhouse, Pool, Playground, Park, Trail(s)
- Security: Fire Alarm
- Subdivision: Lakes at Centerra, Millennium Northwest 6th Sub
HOA
- Has HOA: Yes
- Services included: Common Amenities, Management
- HOA fee: $205 quarterly
- HOA name: MSI/Lakes At Centerra
- HOA phone: 970-635-0498
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $351/sqft
- Tax assessed value: $519,300
- Annual tax amount: $5,666
- Date on market: 7/17/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Staging items
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Pending sale | $499,000$351/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1064498 Report a problem | ||
| 8/5/2026 | Price change | $499,000-0.8%$351/sqft |
Source: REcolorado as distributed by MLS GRID #IR1064498 Report a problem | ||
| 7/17/2026 | Listed for sale | $503,000+35.3%$354/sqft |
Source:  IRES as distributed by MLS GRID #1064498 Report a problem | ||
| 5/9/2019 | Sold | $371,700$262/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,666 +8.7% | $32,456 -5.4% |
| 2024 | $5,213 +28% | $34,324 -1% |
| 2023 | $4,074 -1.8% | $34,657 +35.3% |
| 2022 | $4,151 +12% | $25,618 -2.8% |
| 2021 | $3,706 -26.7% | $26,355 +11.8% |
| 2020 | $5,053 -2.1% | $23,566 -27.4% |
| 2019 | $5,162 | $32,480 -0.5% |
| 2018 | $5,162 | $32,654 +5.8% |
| 2017 | $5,162 +15.6% | $30,856 +106300% |
| 2016 | $4,464 | $29 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 80538
Nearby schools
GreatSchools rating
- 5/10High Plains SchoolGrades: PK-8Distance: 0.3 mi
- 7/10Mountain View High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: High Plains,Loveland Classical
- Middle: High Plains
- High: Mountain View
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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