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For sale
    • $749,500

    41 White Oak, Gainesville, TX 76240

    3beds
    1,732sqft
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    Single Family Residence
    Built in 1987
    0.46 Acres Lot
    $706,600 Zestimate®
    $433/sqft
    $58/mo HOA

    What's special

    Fully furnished turn-key retreatWood-burning fireplaceSeparate oversized waterfront lotPrivate dock and boathouseOpen-concept living spaceGated driveAbundant cabinetry
    Welcome to your front-row seat to lake life, where every day feels like a getaway & every sunset is yours to keep. Perfectly positioned on a rare double waterfront lot with 149 feet of pristine shoreline is this fully furnished, turn-key retreat on Moss Lake. From the moment you arrive, the gated drive & peaceful setting set the tone: private, quiet, and worlds away from the everyday. Inside, the home has been thoughtfully reimagined to embrace its surroundings, with sunlight pouring through expansive windows that frame stunning water views from nearly every room. The open-concept living space invites connection, ideal for entertaining guests or unwinding by the wood-burning fireplace as the lake shimmers just beyond. Designed with both function & gathering in mind, the kitchen features generous prep space, abundant cabinetry & seamless flow into the living & dining areas. The primary suite offers a serene escape, while two additional bedrooms provide ample space. What truly sets this property apart is its unmatched turn-key convenience, all furniture, décor & fixtures are included, allowing for immediate enjoyment or income potential from day one. Whether you're a seasoned investor, a 1031 exchange buyer, or simply searching for the ultimate Texas lake house that can help pay for itself, this is a rare & compelling opportunity. Step outside & experience the lifestyle firsthand. Multiple outdoor living areas create the perfect backdrop for everything from peaceful morning coffee to evenings around the firepit under a canopy of stars. Your private dock & boathouse make lake days effortless. Adding even more value, the separate oversized waterfront lot offers the potential for future expansion or an additional build, giving you flexibility to grow or enhance your investment. Whether you're seeking a personal escape, a gathering place for unforgettable memories, or a proven income-producing property, this one-of-a-kind lakefront home delivers!
    104 days
    |
    667
    |
    30
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    Zillow last checked:

    Listing updated:

    Listed by:

    Michael Hershenberg 0668097 817-657-2470,

    Real Broker, LLC 855-450-0442,

    Stephanie Flippin 0499601 817-682-1356,

    Real Broker, LLC

    Source: NTREIS,MLS#: 21217238

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 15 x 15
      Bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 15 x 11
      Bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Dimensions: 9 x 10
      Dining room
      • Level: Second
      • Dimensions: 7 x 10
      Other
      • Level: First
      • Dimensions: 5 x 10
      Half bath
      • Level: Second
      • Dimensions: 7 x 3
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Eat-in Kitchen, Pantry
      • Level: Second
      • Dimensions: 12 x 17
      Laundry
      • Level: First
      • Dimensions: 9 x 6
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: Second
      • Dimensions: 31 x 21
      Mud room
      • Level: First
      • Dimensions: 9 x 3
      Heating
      • Central, Electric, Fireplace(s)
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Wine Cooler
      • Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Chandelier, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, High Speed Internet, Open Floorplan, Pantry, Cable TV, Vaulted Ceiling(s), Natural Woodwork, Walk-In Closet(s), Wired for Sound
      • Flooring: Carpet, Tile, Wood
      • Windows: Bay Window(s)
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Decorative, Family Room, Masonry, Raised Hearth, Wood Burning
      Interior area
      • Total interior livable area: 1,732 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Additional Parking, Concrete, Direct Access, Driveway, Electric Gate, Gated, Lighted, Parking Pad, Private, Boat, RV Access/Parking
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Balcony, Covered, Deck
      • Exterior features: Balcony, Boat Slip, Deck, Dock, Fire Pit, Lighting, Private Entrance, Private Yard, Rain Gutters
      • Pool features: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
      Lot
      • Size: 0.46 Acres
      • Features: Landscaped, Many Trees, Sloped, Waterfront
      • Residential vegetation: Grassed
      Details
      • Additional structures: Boat House, RV/Boat Storage
      • Parcel number: 14274

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Brick
      • Foundation: Slab
      • Roof: Metal,Shingle
      Condition
      • Year built: 1987

      Utilities & green energy

      • Sewer: Private Sewer, Septic Tank
      • Water: Well
      • Utilities for property: Electricity Available, Electricity Connected, Overhead Utilities, Phone Available, Sewer Available, Septic Available, Water Available, Cable Available

      Community & HOA

      Community
      • Features: Boat Facilities, Fishing, Lake, Park, Trails/Paths, Community Mailbox
      • Security: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s), Security Lights
      • Subdivision: Whispering Hills
      HOA
      • Has HOA: Yes
      • Services included: All Facilities, Association Management
      • HOA fee: $700 annually
      • HOA name: Whispering Hill Poa
      • HOA phone: 940-736-8061
      Location
      • Region: Gainesville

      Financial & listing details

      • Price per square foot: $433/sqft
      • Tax assessed value: $795,698
      • Annual tax amount: $8,383
      • Date on market: 3/31/2026
      • Cumulative days on market: 105 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: Boat and jet skis available for purchase

        Estimated market value

        $706,600

        $671,000 - $742,000

        $2,211/mo

        Price history

        DateEventPrice
        3/31/2026Listed for sale$749,500-5.1%$433/sqft
        Source: NTREIS #21217238 Report a problem
        2/10/2026Listing removed$790,000$456/sqft
        Source: NTREIS #20839951 Report a problem
        7/26/2025Price change$790,000-11.7%$456/sqft
        Source: NTREIS #20839951 Report a problem
        4/4/2025Price change$895,000-23.8%$517/sqft
        Source: NTREIS #20839951 Report a problem
        3/20/2025Price change$1,175,000-2.1%$678/sqft
        Source: NTREIS #20839951 Report a problem
        2/10/2025Listed for sale$1,200,000+26.3%$693/sqft
        Source: NTREIS #20839951 Report a problem
        10/3/2024Listing removed$950,000-1.6%$548/sqft
        Source: NTREIS #20717835 Report a problem
        9/4/2024Listed for sale$965,000-3%$557/sqft
        Source: NTREIS #20717835 Report a problem
        6/25/2024Listing removed$994,500+2%$574/sqft
        Source: NTREIS #20552053 Report a problem
        5/7/2024Price change$975,000-2%$563/sqft
        Source: NTREIS #20610130 Report a problem
        3/16/2024Price change$994,500-0.1%$574/sqft
        Source: NTREIS #20552053 Report a problem
        3/6/2024Listed for sale$995,000-16.7%$574/sqft
        Source: NTREIS #20552053 Report a problem
        11/7/2023Listing removed--
        Source: NTREIS #20444939 Report a problem
        10/29/2023Price change$1,195,000-0.4%$690/sqft
        Source: NTREIS #20444939 Report a problem
        10/8/2023Listed for sale$1,200,000$693/sqft
        Source: NTREIS #20444939 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,842 +7.2%$642,833 +10%
        2023$6,383 -14.2%$584,394 +4%
        2022$7,441 +2.3%$562,030 +17.1%
        2021$7,276 $480,056 +18.7%
        2020-- $404,504 +14.7%
        2019$5,841 +0.1%$352,694 +3.5%
        2018$5,835 $340,818 +3.2%
        2017$5,835 +2.8%$330,354 +6.9%
        2015$5,674 +8.2%$308,949 +0.2%
        2014$5,245 $308,189 +1.8%
        2013-- $302,680 +0.7%
        2012-- $300,547 -0.9%
        2011-- $303,391 +0.2%
        2010-- $302,860 +15.1%
        2009-- $263,106
        2008-- $263,106 +10.1%
        2007-- $239,006
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 76240

        Getting around

        1 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sivells Bend
        • Middle: Sivellsven
        • High: Muenster
        • District: Sivells Bend ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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