Welcome to your front-row seat to lake life, where every day feels like a getaway & every sunset is yours to keep. Perfectly positioned on a rare double waterfront lot with 149 feet of pristine shoreline is this fully furnished, turn-key retreat on Moss Lake. From the moment you arrive, the gated drive & peaceful setting set the tone: private, quiet, and worlds away from the everyday. Inside, the home has been thoughtfully reimagined to embrace its surroundings, with sunlight pouring through expansive windows that frame stunning water views from nearly every room. The open-concept living space invites connection, ideal for entertaining guests or unwinding by the wood-burning fireplace as the lake shimmers just beyond. Designed with both function & gathering in mind, the kitchen features generous prep space, abundant cabinetry & seamless flow into the living & dining areas. The primary suite offers a serene escape, while two additional bedrooms provide ample space. What truly sets this property apart is its unmatched turn-key convenience, all furniture, décor & fixtures are included, allowing for immediate enjoyment or income potential from day one. Whether you're a seasoned investor, a 1031 exchange buyer, or simply searching for the ultimate Texas lake house that can help pay for itself, this is a rare & compelling opportunity. Step outside & experience the lifestyle firsthand. Multiple outdoor living areas create the perfect backdrop for everything from peaceful morning coffee to evenings around the firepit under a canopy of stars. Your private dock & boathouse make lake days effortless. Adding even more value, the separate oversized waterfront lot offers the potential for future expansion or an additional build, giving you flexibility to grow or enhance your investment. Whether you're seeking a personal escape, a gathering place for unforgettable memories, or a proven income-producing property, this one-of-a-kind lakefront home delivers!
For sale
Price cut: $49.6K (8/19)
$699,900
41 White Oak, Gainesville, TX 76240
3beds
1,732sqft
Single Family Residence
Built in 1987
0.46 Acres Lot
$670,200 Zestimate®
$404/sqft
$58/mo HOA
What's special
Fully furnished turn-key retreatWood-burning fireplaceSeparate oversized waterfront lotPrivate dock and boathouseOpen-concept living spaceGated driveAbundant cabinetry
- 152 days
- 715
- 35
Zillow last checked:
Listing updated:
Listed by:
Michael Hershenberg 0668097 817-657-2470,
Real Broker, LLC 855-450-0442,
Stephanie Flippin 0499601 817-682-1356,
Real Broker, LLC
Source: NTREIS,MLS#: 21217238
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 15
Bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 11
Bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Dimensions: 9 x 10
Dining room
- Level: Second
- Dimensions: 7 x 10
Other
- Level: First
- Dimensions: 5 x 10
Half bath
- Level: Second
- Dimensions: 7 x 3
Kitchen
- Features: Breakfast Bar, Built-in Features, Eat-in Kitchen, Pantry
- Level: Second
- Dimensions: 12 x 17
Laundry
- Level: First
- Dimensions: 9 x 6
Living room
- Features: Ceiling Fan(s), Fireplace
- Level: Second
- Dimensions: 31 x 21
Mud room
- Level: First
- Dimensions: 9 x 3
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Wine Cooler
- Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
Features
- Built-in Features, Chandelier, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, High Speed Internet, Open Floorplan, Pantry, Cable TV, Vaulted Ceiling(s), Natural Woodwork, Walk-In Closet(s), Wired for Sound
- Flooring: Carpet, Tile, Wood
- Windows: Bay Window(s)
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Decorative, Family Room, Masonry, Raised Hearth, Wood Burning
Interior area
- Total interior livable area: 1,732 sqft
Video & virtual tour
Property
Parking
- Parking features: Additional Parking, Concrete, Direct Access, Driveway, Electric Gate, Gated, Lighted, Parking Pad, Private, Boat, RV Access/Parking
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Balcony, Covered, Deck
- Exterior features: Balcony, Boat Slip, Deck, Dock, Fire Pit, Lighting, Private Entrance, Private Yard, Rain Gutters
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
Lot
- Size: 0.46 Acres
- Features: Landscaped, Many Trees, Sloped, Waterfront
- Residential vegetation: Grassed
Details
- Additional structures: Boat House, RV/Boat Storage
- Parcel number: 14274
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Brick
- Foundation: Slab
- Roof: Metal,Shingle
Condition
- Resale
- Year built: 1987
Utilities & green energy
- Sewer: Private Sewer, Septic Tank
- Water: Well
- Utilities for property: Electricity Available, Electricity Connected, Overhead Utilities, Phone Available, Sewer Available, Septic Available, Water Available, Cable Available
Community & HOA
Community
- Features: Boat Facilities, Fishing, Lake, Park, Trails/Paths, Community Mailbox
- Security: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s), Security Lights
- Subdivision: Whispering Hills
HOA
- Has HOA: Yes
- Services included: All Facilities, Association Management
- HOA fee: $700 annually
- HOA name: Whispering Hill Poa
- HOA phone: 940-736-8061
Location
- Region: Gainesville
Financial & listing details
- Price per square foot: $404/sqft
- Tax assessed value: $795,698
- Annual tax amount: $8,383
- Date on market: 3/31/2026
- Cumulative days on market: 153 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Boat and jet skis available for purchase
Estimated market value
$670,200
$637,000 - $704,000
$2,228/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/19/2026 | Price change | $699,900-6.6%$404/sqft |
Source: NTREIS #21217238 Report a problem | ||
| 3/31/2026 | Listed for sale | $749,500-5.1%$433/sqft |
Source: NTREIS #21217238 Report a problem | ||
| 2/10/2026 | Listing removed | $790,000$456/sqft |
Source: NTREIS #20839951 Report a problem | ||
| 7/26/2025 | Price change | $790,000-11.7%$456/sqft |
Source: NTREIS #20839951 Report a problem | ||
| 4/4/2025 | Price change | $895,000-23.8%$517/sqft |
Source: NTREIS #20839951 Report a problem | ||
| 3/20/2025 | Price change | $1,175,000-2.1%$678/sqft |
Source: NTREIS #20839951 Report a problem | ||
| 2/10/2025 | Listed for sale | $1,200,000+26.3%$693/sqft |
Source: NTREIS #20839951 Report a problem | ||
| 10/3/2024 | Listing removed | $950,000-1.6%$548/sqft |
Source: NTREIS #20717835 Report a problem | ||
| 9/4/2024 | Listed for sale | $965,000-3%$557/sqft |
Source: NTREIS #20717835 Report a problem | ||
| 6/25/2024 | Listing removed | $994,500+2%$574/sqft |
Source: NTREIS #20552053 Report a problem | ||
| 5/7/2024 | Price change | $975,000-2%$563/sqft |
Source: NTREIS #20610130 Report a problem | ||
| 3/16/2024 | Price change | $994,500-0.1%$574/sqft |
Source: NTREIS #20552053 Report a problem | ||
| 3/6/2024 | Listed for sale | $995,000-16.7%$574/sqft |
Source: NTREIS #20552053 Report a problem | ||
| 11/7/2023 | Listing removed | -- |
Source: NTREIS #20444939 Report a problem | ||
| 10/29/2023 | Price change | $1,195,000-0.4%$690/sqft |
Source: NTREIS #20444939 Report a problem | ||
| 10/8/2023 | Listed for sale | $1,200,000$693/sqft |
Source: NTREIS #20444939 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,842 +7.2% | $642,833 +10% |
| 2023 | $6,383 -14.2% | $584,394 +4% |
| 2022 | $7,441 +2.3% | $562,030 +17.1% |
| 2021 | $7,276 | $480,056 +18.7% |
| 2020 | -- | $404,504 +14.7% |
| 2019 | $5,841 +0.1% | $352,694 +3.5% |
| 2018 | $5,835 | $340,818 +3.2% |
| 2017 | $5,835 +2.8% | $330,354 +6.9% |
| 2015 | $5,674 +8.2% | $308,949 +0.2% |
| 2014 | $5,245 | $308,189 +1.8% |
| 2013 | -- | $302,680 +0.7% |
| 2012 | -- | $300,547 -0.9% |
| 2011 | -- | $303,391 +0.2% |
| 2010 | -- | $302,860 +15.1% |
| 2009 | -- | $263,106 |
| 2008 | -- | $263,106 +10.1% |
| 2007 | -- | $239,006 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 76240
Nearby schools
Schools provided by the listing agent
- Elementary: Sivells Bend
- Middle: Sivellsven
- High: Muenster
- District: Sivells Bend ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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