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For sale
    • $579,000

    43 Sawmill Creek Trl, Saginaw, MI 48603

    4beds
    3,643sqft
    : 
    $4,087/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    0.42 Acres Lot
    $561,600 Zestimate®
    $159/sqft
    $61/mo HOA

    What's special

    All-brick residenceRich hardwood floorsOversized windows and doorsFour separate storage roomsNearly new sub-zero refrigeratorGrabill cabinetry
    Experience effortless luxury in this beautifully maintained all-brick residence, perfectly situated on a signature hole within the prestigious gated Sawmill community. Designed for both comfort and style, this exceptional home built by Bailey Construction offers a seamless blend of elegance and functionality. The main level features three spacious bedrooms, each with its own private bath and two with walk-in closets, creating the ideal layout for privacy and convenience. The primary suite occupies one wing of the home, complete with fireplace, brand new carpeting, direct access to the outside patio, and an updated primary bath featuring a jacuzzi, separate shower, double sinks and heated marble floor tiles. The finished lower level further expands your living space with an additional bedroom featuring two large daylight windows, a full bath, and an oversized family room—perfect for entertaining or relaxing—and also contains four separate storage rooms. At the heart of the home, the well-appointed kitchen showcases granite countertops, a nearly new Sub-Zero refrigerator, Grabill cabinetry and a charming breakfast nook with serene views overlooking the golf course. An adjoining laundry room features a LG washer and dryer. Rich hardwood floors, oversized windows and doors, and fresh interior paint enhance the home’s bright, open feel. Step inside to discover an inviting, airy living and dining area that flows effortlessly to the covered porch and back patio—ideal for enjoying peaceful mornings or hosting guests. The driveway and walkways were redone in 2023, and are in perfect condition. Stunning golf course views can be appreciated from many vantage points throughout the home. This is a rare opportunity to enjoy refined, low-maintenance living in one of the area’s most sought-after communities. Please note that the listed property taxes are unusually high, because the home is currently taxed as a second residence.
    98 days
    |
    540
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jan Hauck 989-798-5217,

    Century 21 Signature Realty 989-921-7000,

    Stacy Hauck 989-996-6934,

    Century 21 Signature Realty

    Source: MiRealSource,MLS#: 50205582MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Master Bedroom, Living Room, Master Bathroom, Dining Room
      Primary bedroom
      • Level: First
      Bedroom 1
      • Features: Carpet
      • Level: First
      • Area: 270
      • Dimensions: 15 x 18
      Bedroom 2
      • Features: Carpet
      • Level: First
      • Area: 266
      • Dimensions: 14 x 19
      Bedroom 3
      • Features: Carpet
      • Level: First
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom 4
      • Features: Carpet
      • Level: Lower
      • Area: 195
      • Dimensions: 13 x 15
      Bathroom 1
      • Features: Ceramic
      • Level: First
      • Area: 224
      • Dimensions: 14 x 16
      Bathroom 2
      • Features: Ceramic
      • Level: First
      • Area: 60
      • Dimensions: 10 x 6
      Bathroom 3
      • Features: Ceramic
      • Level: First
      • Area: 72
      • Dimensions: 8 x 9
      Bathroom 4
      • Features: Ceramic
      • Level: Lower
      • Area: 63
      • Dimensions: 9 x 7
      Dining room
      • Features: Wood
      • Level: First
      • Area: 180
      • Dimensions: 15 x 12
      Family room
      • Features: Carpet
      • Level: Lower
      • Area: 828
      • Dimensions: 36 x 23
      Kitchen
      • Features: Wood
      • Level: First
      • Area: 180
      • Dimensions: 18 x 10
      Living room
      • Features: Wood
      • Level: First
      • Area: 456
      • Dimensions: 19 x 24
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer, Gas Water Heater
      • Laundry: First Floor Laundry
      Features
      • Eat-in Kitchen
      • Flooring: Ceramic Tile, Hardwood, Carpet, Wood
      • Basement: Concrete
      • Number of fireplaces: 1
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 4,400
      • Total interior livable area: 3,643 sqft
      • Finished area above ground: 2,546
      • Finished area below ground: 1,097
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Attached, Electric in Garage, Garage Door Opener
      • Attached garage spaces: 2.5
      Features
      • Levels: One
      • Stories: 1
      • Frontage type: Golf Course
      • Frontage length: 120
      Lot
      • Size: 0.42 Acres
      • Dimensions: 120 x 151
      • Features: On Golf Course
      Details
      • Parcel number: 23123123125000
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Basement, Concrete Perimeter
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable/Internet Avail.

      Community & HOA

      Community
      • Subdivision: Sawmill
      HOA
      • Has HOA: Yes
      • HOA fee: $730 annually
      Location
      • Region: Saginaw

      Financial & listing details

      • Price per square foot: $159/sqft
      • Tax assessed value: $496,600
      • Annual tax amount: $13,195
      • Date on market: 4/28/2026
      • Cumulative days on market: 98 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $561,600

        $534,000 - $590,000

        $3,010/mo

        Price history

        DateEventPrice
        4/28/2026Listed for sale$579,000$159/sqft
        Source: MiRealSource #50205582 Report a problem
        1/15/2026Listing removed$579,000$159/sqft
        Source: Realcomp II #61050181643 Report a problem
        7/14/2025Listed for sale$579,000+60.8%$159/sqft
        Source: MiRealSource #50181643 Report a problem
        3/13/2002Sold$360,000$99/sqft
        Source: Public Record Report a problem
        12/20/2001Sold$360,000$99/sqft
        Source: MiRealSource #20052358 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$12,117 +52.8%$248,300 -0.4%
        2025$7,931 +10.9%$249,200 +8.9%
        2024$7,150 +1.8%$228,900 +11%
        2023$7,024 $206,200 +7.8%
        2022-- $191,200 +3.6%
        2021$8,893 $184,600 +0.1%
        2020$8,893 +57.6%$184,500 +6.2%
        2018$5,644 +1.8%$173,700 -3.6%
        2017$5,542 $180,100 -4.4%
        2016$5,542 $188,400 +0.3%
        2014$5,542 +4.2%$187,800 +5.5%
        2013$5,317 $178,000 +5.1%
        2012-- $169,400 -4.7%
        2011-- $177,800 -6.5%
        2010-- $190,200 +0.5%
        2009-- $189,200 -2.4%
        2008-- $193,800 +1.6%
        2007-- $190,700 +7.8%
        2006-- $176,900 +0.1%
        2005-- $176,800 -8.5%
        2003-- $193,300
        2002$2,564 $193,300 +5.9%
        2001-- $182,500 +10%
        2000$1,976 $165,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48603

        Getting around

        9 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Saginaw Twp Community School

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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