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Under contract
    • $850,000

    9294 PANAMA CIRCLE, PORT CHARLOTTE, FL 33981

    3beds
    2,146sqft
    : 
    $5,521/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    9,999 Square Feet Lot
    $817,200 Zestimate®
    $396/sqft
    $-- HOA

    What's special

    Private dockExtended lanaiUpgraded gulf-access waterfront residenceDedicated officeExtended composite dockUnfinished granite countertopsEpoxy-coated garage floor
    Under contract-accepting backup offers. BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market.
    36 days
    |
    1,215
    |
    96
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Gayle Scott 941-243-7501,

    COLDWELL BANKER REALTY 941-907-1033,

    Cranston Scott 941-592-5055,

    COLDWELL BANKER REALTY

    Source: Stellar MLS,MLS#: A4697075MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office, Great Room, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Granite Counters, Multiple Shower Heads, Other, Rain Shower Head, Split Vanities, Tall Countertops, Water Closet/Priv Toilet, Window/Skylight in Bath, Dual Closets
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Ceiling Fan(s), Other, Built-in Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Dining room
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Great room
      • Features: Ceiling Fan(s), Other
      • Level: First
      • Area: 336 Square Feet
      • Dimensions: 21x16
      Kitchen
      • Features: Granite Counters, Kitchen Island, Other
      • Level: First
      • Area: 128 Square Feet
      • Dimensions: 8x16
      Office
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Bar Fridge, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Attic Fan, Attic Ventilator, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
      • Flooring: Ceramic Tile
      • Doors: Outdoor Kitchen, Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 3,119
      • Total interior livable area: 2,146 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener, Oversized
      • Attached garage spaces: 3
      • Details: Garage Dimensions: 29x21
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Front Porch, Rear Porch, Screened
      • Exterior features: Irrigation System, Outdoor Kitchen, Rain Gutters
      • Has private pool: Yes
      • Pool features: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Canal - Brackish, Bridges - Fixed, Lift - Covered, Lock
      Lot
      • Size: 9,999 Square Feet
      • Features: In County, Landscaped, Level
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Other, Outdoor Kitchen
      • Parcel number: 412121182003
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2023
      Details
      • Builder model: Coastal
      • Builder name: DM Dean

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Canal/Lake For Irrigation, Public, See Remarks
      • Utilities for property: Cable Connected, Electricity Connected, Fiber Optics, Mini Sewer, Propane, Public, Sewer Connected, Water Connected
      Green energy
      • Energy efficient items: Construction, Insulation, Windows
      • Indoor air quality: Integrated Pest Management

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: PORT CHARLOTTE SEC 071
      HOA
      • Has HOA: Yes
      Location
      • Region: Port Charlotte

      Financial & listing details

      • Price per square foot: $396/sqft
      • Tax assessed value: $625,053
      • Annual tax amount: $9,775
      • Date on market: 6/23/2026
      • Cumulative days on market: 34 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $817,200

        $776,000 - $858,000

        $1,860/mo

        Price history

        DateEventPrice
        7/27/2026Contingent$850,000$396/sqft
        Source: Stellar MLS #A4697075 Report a problem
        7/21/2026Listed for sale$850,000$396/sqft
        Source: Stellar MLS #A4697075 Report a problem
        7/20/2026Contingent$850,000$396/sqft
        Source: Stellar MLS #A4697075 Report a problem
        6/23/2026Listed for sale$850,000+758.6%$396/sqft
        Source: Stellar MLS #A4697075 Report a problem
        12/14/2021Sold$99,000$46/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,776 +0.4%$625,053 +0.7%
        2024$9,737 +559.9%$620,653 +759%
        2023$1,475 -7.7%$72,250
        2022$1,598 +61.4%$72,250 +117.9%
        2021$990 +5.5%$33,150 +4%
        2020$938 +0.4%$31,875 +1.4%
        2019$934 -3.2%$31,450 -0.1%
        2018$965 $31,486 -13.9%
        2017$965 +2.3%$36,550 +40.5%
        2016$943 +1.7%$26,022 +10%
        2015$927 +47.1%$23,656 +10%
        2014$630 +83.9%$21,505 +16.2%
        2013$343 +7.7%$18,503 -24.9%
        2012$318 -24.3%$24,650
        2011$420 -18.5%$24,650 -17.1%
        2010$515 -14%$29,750 -19.8%
        2009$599 $37,113
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33981

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Myakka River Elementary
        • Middle: L.A. Ainger Middle
        • High: Lemon Bay High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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