Sellers are motivated! 100 percent Financing Available Through USDA/Rural Housing! This move-in-ready 4-bedroom home in Independence, KY offers exceptional space, modern finishes, and a functional layout designed for today's lifestyle. Featuring an open floor plan, ample natural light, neutral décor, and hardwood floors, this home is perfect for growing families, entertaining, or working from home. The main level includes a private first-floor study ideal for a home office, along with an oversized living room and formal dining room providing plenty of space for gatherings. The kitchen is beautifully appointed with granite countertops, counter-height seating, tiled backsplash, stainless steel appliances, and recessed lighting, creating a bright and functional space for everyday living. Upstairs, enjoy a spacious second-floor family room perfect for a kids' play area, media room, or additional living space. Large bedrooms, second-floor laundry, ceiling fans throughout, and ceramic tile bathrooms add comfort and convenience. The oversized owner's suite serves as a private retreat featuring an attached bath with dual vanities, a soaking tub, separate shower, ceramic tile flooring, and a generous walk-in closet. The ready-to-finish basement offers outstanding potential for additional living space, a home gym, theatre room, recreation area, or multigenerational living while providing excellent storage today. Outdoor living is equally impressive with a flat fenced backyard featuring a privacy fence, oversized patio, playground area, and basketball court, creating the perfect setting for entertaining and family fun. Additional highlights include an oversized driveway and a convenient location close to restaurants, grocery stores, shopping, schools, parks, and major expressways. This home combines space, flexibility, outdoor living, and exceptional financing opportunities in one outstanding package.
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.