Skip main navigation
For sale
  • $1,825,000

    16317 EMERALD COVE, LUTZ, FL 33549

    4beds
    5,600sqft
    : 
    $11,971/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    2.7 Acres Lot
    $-- Zestimate®
    $326/sqft
    $50/mo HOA

    What's special

    Waterfront estateBeautiful fireplaceTimeless craftsmanshipExpansive screened lanaiPrivate officeOversized three-car garageOversized laundry room
    Welcome to one of Emerald Cove’s most exceptional waterfront estates. Tucked away on a quiet cul-de-sac in the intimate community of Emerald Cove, this custom-built waterfront estate is nestled beneath a breathtaking canopy of majestic grandfather oaks on approximately 2.7 private acres. Thoughtfully designed and expanded over the years, this remarkable home offers approximately 5,600 square feet of living space showcasing Old World design, timeless craftsmanship, and breathtaking natural surroundings that create an extraordinary place to call home. Built in 2004, this exceptional 4-bedroom, 4.5-bath residence was created for both entertaining and comfortable everyday living. The spacious first-floor primary suite serves as a private retreat featuring a marble bath with marble flooring and countertops. Upstairs, two bedrooms share a Jack-and-Jill bath, while a fourth bedroom enjoys its own private ensuite. An expansive game room or in-law suite with an open balcony overlooking the property offers the perfect space for guests, extended family, or recreation. Rich architectural details, warm cherry wood flooring, a beautiful fireplace, custom millwork, and expansive windows fill the home with natural light while framing peaceful waterfront views. The relaxed living room with soaring 20-foot ceilings creates an impressive yet welcoming gathering space. The thoughtfully designed floor plan also features a spacious family room, private office, oversized laundry room, and a dining room highlighted by a custom-built china cabinet. The chef’s kitchen is beautifully appointed with granite countertops, abundant cabinetry, and custom snack drawers while opening seamlessly to the main living areas. Just beyond, the custom wet bar featuring a wine refrigerator and beer tap creates the perfect setting for entertaining family and friends. Step outside to an expansive screened lanai where the heated pool and spa overlook tranquil waterfront views and beautifully landscaped grounds enhanced by an irrigation system and mosquito misting system. Towering oaks provide shade and beauty throughout the property, creating a truly park-like setting. Enjoy peaceful mornings overlooking the water, spend the afternoon fishing from your backyard, or explore the shoreline by paddleboat or jon boat while taking in the abundant wildlife and natural beauty that surrounds you. The oversized three-car garage is complemented by a 14’ x 14’ climate-controlled storage room, providing endless possibilities for a workshop, fitness room, hobby space, or additional storage. Recent improvements provide exceptional peace of mind, including a new roof, new electrical system and panels (2022), new septic system and drain field (2015), a hot water heater approximately five years old, and four HVAC systems, ensuring year-round comfort throughout this expansive home. Offering a rare combination of waterfront, estate-sized acreage, majestic oak trees, privacy, and timeless Old World architecture, this extraordinary property is unlike anything else in Lutz. Emerald Cove is a hidden gem where homes are rarely available, offering a peaceful setting while remaining just minutes from schools, shopping, dining, and major commuter routes. This is more than a home—it’s a private waterfront estate where timeless Old World architecture meets the natural beauty of Old Florida.
    3 days
    |
    843
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brenda Kennedy 813-732-9593,

    ALIGN RIGHT REALTY CARROLLWOOD 813-374-6050

    Source: Stellar MLS,MLS#: TB8532354MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Den/Library/Office, Dining Room, Great Room, Storage Rooms
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 286 Square Feet
      • Dimensions: 13x22
      Bedroom 1
      • Features: Storage Closet
      • Level: Second
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Primary bathroom
      • Level: First
      • Area: 187 Square Feet
      • Dimensions: 11x17
      Dining room
      • Level: First
      • Area: 330 Square Feet
      • Dimensions: 15x22
      Family room
      • Level: First
      • Area: 324 Square Feet
      • Dimensions: 18x18
      Great room
      • Features: Shower No Tub, Storage Closet
      • Level: Second
      • Area: 836 Square Feet
      • Dimensions: 22x38
      Kitchen
      • Level: First
      • Area: 480 Square Feet
      • Dimensions: 20x24
      Living room
      • Level: First
      • Area: 460 Square Feet
      • Dimensions: 20x23
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Touchless Faucet, Washer, Wine Refrigerator
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Wet Bar
      • Flooring: Brick/Stone, Carpet, Marble, Hardwood
      • Doors: French Doors, Outdoor Shower
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 5,600
      • Total interior livable area: 5,600 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      • Details: Garage Dimensions: 21x35
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Porch, Screened
      • Exterior features: Balcony, Fire Pit, Irrigation System, Lighting, Outdoor Shower, Storage
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Lighting, Screen Enclosure
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Pool, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Privileges
      Lot
      • Size: 2.7 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: U3027195JT00000000003.0
      • Zoning: ASC-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Wood Frame
      • Foundation: Slab
      • Roof: Metal,Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected, Public

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: EMERALD COVE LOT 2 AND 3
      HOA
      • Has HOA: Yes
      • HOA fee: $50 monthly
      • HOA name: Emerald Cove
      • HOA phone: 813-407-7882
      Location
      • Region: Lutz

      Financial & listing details

      • Price per square foot: $326/sqft
      • Annual tax amount: $16,642
      • Date on market: 7/25/2026
      • Cumulative days on market: 4 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,470/mo

        Price history

        DateEventPrice
        7/25/2026Listed for sale$1,825,000$326/sqft
        Source: Stellar MLS #TB8532354 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33549

        Getting around

        4 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Maniscalco-HB
        • Middle: Liberty-HB
        • High: Freedom-HB

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes