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  • $875,000

    3 Settlers Ln, Oswego, IL 60543

    5beds
    2,400sqft
    : 
    $6,240/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    3.5 Acres Lot
    $-- Zestimate®
    $365/sqft
    $-- HOA

    What's special

    See-through fireplaceBuilt-in swimming poolFully finished basementIn-ground trampolineSoaring ceilingsFive-bedroom three-and-a-half-bath residenceHalf bath
    Welcome to this exceptional custom-built two-story home situated on a beautiful 3.5-acre corner lot, offering the perfect combination of privacy, comfort, and space to enjoy both indoor and outdoor living. With approximately 2,400 square feet of above-grade living space plus a fully finished basement, this thoughtfully designed five-bedroom, three-and-a-half-bath residence provides flexibility for a variety of lifestyles. The inviting eat-in kitchen is the heart of the home and features a center island, breakfast nook, pantry, and a full complement of new appliances. Whether preparing everyday meals or entertaining guests, this space offers abundant storage, generous workspace, and an open, welcoming atmosphere. Just off the kitchen, the convenient laundry room includes a second pantry for even more storage, while a nearby half bath adds everyday functionality. A see-through fireplace creates a warm and inviting connection between the kitchen and the spacious family room, where soaring vaulted ceilings and a dramatic wall of eight west-facing windows fill the home with natural light and showcase beautiful backyard views. The adjoining dining room provides an elegant setting for holiday gatherings, family celebrations, and dinner parties. The main-level primary suite offers a peaceful retreat complete with a private en-suite bathroom. Upstairs, you'll find three generously sized bedrooms and a full bath, providing comfortable accommodations with separation from the main living areas. The fully finished basement expands the home's living space with an additional bedroom featuring an egress window, a full bathroom, a dedicated weight room, and flexible space that can be used for recreation, hobbies, media, or guests. Step outside to discover an outdoor setting designed for relaxation and entertainment. The spacious patio overlooks the beautifully maintained backyard and features a built-in swimming pool and an in-ground trampoline, creating the perfect space for enjoying warm summer days, hosting gatherings, or simply relaxing while taking in the peaceful surroundings. The expansive 3.5-acre corner lot offers room to roam, garden, play, or simply enjoy the privacy of country-style living. Adding even more value is the impressive 30-by-40-foot outbuilding complete with electricity, making it ideal for a workshop, hobby space, equipment storage, recreational vehicles, or countless other possibilities. This custom home combines quality craftsmanship, generous living spaces, abundant storage, and exceptional outdoor amenities in a setting that is both peaceful and practical. From the soaring ceilings and abundant natural light to the finished basement, backyard oasis, and versatile outbuilding, every detail has been thoughtfully designed to maximize comfort and functionality. This rare property offers the opportunity to enjoy spacious living on acreage while creating lasting memories for years to come. Schedule your private showing today and experience everything this remarkable property has to offer. Asking price $875,000.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Nayibe Garces 773-805-5325,

    Prello Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12701760MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom 5, Breakfast Room
      Primary bedroom
      • Features: Flooring (Carpet), Bathroom (Full)
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 17X13
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 110 Square Feet
      • Dimensions: 11X10
      Bedroom 5
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 208 Square Feet
      • Dimensions: 16X13
      Breakfast room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 60 Square Feet
      • Dimensions: 10X6
      Dining room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 15X11
      Family room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 288 Square Feet
      • Dimensions: 18X16
      Kitchen
      • Features: Kitchen (Eating Area-Table Space, Island, Pantry-Closet), Flooring (Hardwood)
      • Level: Main
      • Area: 273 Square Feet
      • Dimensions: 21X13
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
      Features
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Gas Log, Gas Starter, Family Room, Kitchen
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,400 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Asphalt, Garage Door Opener, Garage, Yes, Garage Owned, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Pool features: In Ground
      Lot
      • Size: 3.5 Acres
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 0331302001
      • Special conditions: None
      • Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cedar
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Oswego

      Financial & listing details

      • Price per square foot: $365/sqft
      • Tax assessed value: $499,275
      • Annual tax amount: $12,946
      • Date on market: 7/27/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/23/2006Sold$577,000$240/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$12,699 -0.7%$166,425 +8%
        2023$12,782 +5.1%$154,098 +8%
        2022$12,160 -1.5%$142,684 +2%
        2021$12,344 -1%$139,887
        2020$12,467 -3.2%$139,887
        2019$12,885 $139,887 +2.3%
        2018$12,885 +1.5%$136,742 +4%
        2017$12,689 +4.4%$131,483 +5.5%
        2016$12,156 +1.3%$124,628 +6%
        2015$11,997 $117,574 +4%
        2014$11,997 $113,052 -1%
        2013-- $114,194 -3%
        2012-- $117,774 -8%
        2011-- $128,015 -5%
        2010-- $134,752 -2%
        2009-- $137,532 +7.3%
        2008-- $128,220 +3%
        2007-- $124,485
        2006$8,839 $124,485 +6.7%
        2005-- $116,669 +6.5%
        2004$7,892 +14.2%$109,549 +4.4%
        2003$6,909 $104,954 +8.5%
        2002$6,909 +5.8%$96,732 +2.9%
        2001$6,527 +3%$94,006 +5.5%
        2000$6,336 $89,105
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60543

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 308

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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