Enjoy relaxed coastal living in this beautifully maintained 4-bedroom home in the desirable Sandy Point community, just a short stroll from the marina and waterfront. Designed for comfort and convenience, the home offers true main-level living with a spacious primary suite, dedicated office, laundry room, kitchen, and main living areas all on the first floor. The bright, open-concept layout makes everyday living easy while offering plenty of space for entertaining. The well-appointed kitchen features quartz countertops, soft-close cabinetry, a large island, and an effortless flow into the dining and living areas. Upstairs, a generous bonus room with its own closet provides flexible additional space for visiting guests, a media room, hobby room, or whatever best fits your lifestyle. Step outside to the covered patio and fully fenced backyard—a comfortable, private setting with room for gardening, outdoor dining, pets, or simply relaxing and enjoying the coastal air. Sandy Point offers a lifestyle that’s hard to match, with the beach, marina, golf course, and abundant outdoor recreation all close to home. Whether you’re looking for a comfortable year-round residence or simply a place to enjoy a more relaxed pace, this home brings together space, convenience, and the best of coastal living.
Active
Listed by: HomeSmart One Realty • Darren Johnson
Price cut: $9K (9/14)
$580,000
4123 Stuart Circle, Ferndale, WA 98248
4beds
2,020sqft
Single Family Residence
Built in 2021
7,840 Square Feet Lot
$579,100 Zestimate®
$287/sqft
$40/mo HOA
What's special
Covered patioWell-appointed kitchenComfortable private settingDedicated officeLarge islandSpacious primary suiteFully fenced backyard
- --
- on Zillow
- 494
- views
- 28
- saves
Zillow last checked:
Listing updated:
Listed by:
Darren Johnson,
HomeSmart One Realty
Source: NWMLS as distributed by MLS GRID,MLS#: 2515888
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom full
- Level: Second
Bathroom three quarter
- Level: Main
Other
- Level: Main
Den office
- Level: Main
Entry hall
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Ductless, High Efficiency (Unspecified), Electric
Cooling
- Ductless, High Efficiency (Unspecified)
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Microwave(s), Refrigerator(s)
Features
- Flooring: Vinyl Plank
- Has fireplace: No
Interior area
- Total structure area: 2,020
- Total interior livable area: 2,020 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Has view: Yes
- View description: Bay, Territorial
- Has water view: Yes
- Water view: Bay
Lot
- Size: 7,840 Square Feet
- Features: Paved, Cable TV, Fenced-Fully, High Speed Internet, Patio
- Topography: Level
- Residential vegetation: Garden Space
Details
- Parcel number: 3801085335410000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subtype: Single Family Residence
Materials
- Cement Planked, Wood Products, Cement Plank
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Year built: 2021
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lummi Sewer
- Water: Community, Company: Sandy Point Improvement Company
Community & HOA
Community
- Subdivision: Ferndale
HOA
- HOA fee: $40 monthly
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $287/sqft
- Tax assessed value: $529,950
- Annual tax amount: $4,221
- Date on market: 5/1/2026
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
$579,100
$550,000 - $608,000
$3,406/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/14/2026 | Price change | $580,000-1.5%$287/sqft |
Source:  NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 8/20/2026 | Price change | $589,000-1.8%$292/sqft |
Source: NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 7/27/2026 | Price change | $599,900-3.1%$297/sqft |
Source: NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 5/6/2026 | Price change | $619,000-3.1%$306/sqft |
Source: NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 5/1/2026 | Listed for sale | $639,000+1.4%$316/sqft |
Source: NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 1/25/2022 | Sold | $629,900$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 12/20/2021 | Pending sale | $629,900$312/sqft |
Source:  RE/MAX International #1861793 Report a problem | ||
| 12/20/2021 | Contingent | $629,900$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 11/5/2021 | Price change | $629,900-1.6%$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 9/16/2021 | Price change | $639,900-3%$317/sqft |
Source: RE/MAX International #1840401 Report a problem | ||
| 9/1/2021 | Price change | $659,990-5.7%$327/sqft |
Source: RE/MAX International #1822417 Report a problem | ||
| 8/26/2021 | Price change | $699,900+6%$346/sqft |
Source: RE/MAX International #1806316 Report a problem | ||
| 8/11/2021 | Price change | $659,990-5.7%$327/sqft |
Source: RE/MAX International #1822417 Report a problem | ||
| 7/15/2021 | Listed for sale | $699,900+1455.3%$346/sqft |
Source: RE/MAX International #1806316 Report a problem | ||
| 2/19/2020 | Sold | $45,000$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,489 +6.4% | $529,950 +3% |
| 2024 | $4,221 +2.7% | $514,527 -12% |
| 2023 | $4,111 -2% | $584,823 +14% |
| 2022 | $4,195 +14% | $513,006 +25.1% |
| 2021 | $3,678 +1697.9% | $409,989 +1889.6% |
| 2020 | $205 | $20,607 +15.5% |
| 2019 | $205 +4.6% | $17,842 +7.8% |
| 2018 | $196 +21.9% | $16,554 +8.3% |
| 2017 | $161 -17% | $15,290 +5.7% |
| 2016 | $193 +18.1% | $14,465 +5.2% |
| 2015 | $164 | $13,750 -25.3% |
| 2014 | $164 -24.8% | $18,400 |
| 2013 | $218 | $18,400 +268% |
| 2012 | -- | $5,000 |
| 2011 | -- | $5,000 |
| 2010 | -- | $5,000 |
| 2009 | $52 -5.5% | $5,000 |
| 2008 | $55 | $5,000 |
| 2007 | $55 -8.1% | $5,000 |
| 2005 | $60 | $5,000 +11.1% |
| 2004 | $60 -5.2% | $4,500 |
| 2003 | $63 +5.2% | $4,500 |
| 2002 | $60 -2.3% | $4,500 |
| 2001 | $61 | $4,500 |
| 2000 | -- | $4,500 |
| 1999 | -- | $4,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 98248
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