Coastal charm meets everyday comfort in this beautifully maintained 4-bedroom home located in the desirable Sandy Point community. Just a short stroll from the marina and waterfront, this thoughtfully designed home offers convenient main-level living with a spacious primary suite, dedicated office, and laundry room all on the first floor. The open-concept floor plan is ideal for both relaxing and entertaining, featuring a well-appointed kitchen with quartz countertops, soft-close cabinetry, and a large island that flows seamlessly into the living and dining areas. Upstairs, a generous bonus room with its own closet provides flexible space for guests, a media room, playroom, or hobby area. Outside, enjoy a covered patio and fully fenced backyard with plenty of room to garden, play, or create your own private retreat. Experience the best of Sandy Point living with easy access to the beach, marina, golf course, and all the recreational opportunities this vibrant coastal community has to offer.
Active
Listed by: HomeSmart One Realty • Darren Johnson
Price cut: $20K (5/6)
$619,000
4123 Stuart Circle, Ferndale, WA 98248
4beds
2,020sqft
Single Family Residence
Built in 2021
7,840 Square Feet Lot
$614,800 Zestimate®
$306/sqft
$40/mo HOA
What's special
Covered patioWell-appointed kitchenDedicated officeLarge islandSpacious primary suiteOpen-concept floor planFully fenced backyard
- 62 days |
- 375 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Darren Johnson,
HomeSmart One Realty
Source: NWMLS as distributed by MLS GRID,MLS#: 2515888
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Heating
- Ductless, High Efficiency (Unspecified), Electric
Cooling
- Ductless, High Efficiency (Unspecified)
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Microwave(s), Refrigerator(s)
Features
- Flooring: Vinyl Plank
- Has fireplace: No
Interior area
- Total structure area: 2,020
- Total interior livable area: 2,020 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Has view: Yes
- View description: Bay, Territorial
- Has water view: Yes
- Water view: Bay
Lot
- Size: 7,840 Square Feet
- Features: Paved, Cable TV, Fenced-Fully, High Speed Internet, Patio
- Topography: Level
- Residential vegetation: Garden Space
Details
- Parcel number: 3801085335410000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subtype: Single Family Residence
Materials
- Cement Planked, Wood Products, Cement Plank
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Year built: 2021
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lummi Sewer
- Water: Community, Company: Sandy Point Improvement Company
Community & HOA
Community
- Subdivision: Ferndale
HOA
- HOA fee: $40 monthly
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $306/sqft
- Tax assessed value: $514,527
- Annual tax amount: $4,221
- Date on market: 4/30/2026
- Cumulative days on market: 64 days
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
$614,800
$584,000 - $646,000
$2,959/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Price change | $619,000-3.1%$306/sqft |
Source:  NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 5/1/2026 | Listed for sale | $639,000+1.4%$316/sqft |
Source: NWMLS as distributed by MLS GRID #2515888 Report a problem | ||
| 1/25/2022 | Sold | $629,900$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 12/20/2021 | Pending sale | $629,900$312/sqft |
Source:  RE/MAX International #1861793 Report a problem | ||
| 12/20/2021 | Contingent | $629,900$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 11/5/2021 | Price change | $629,900-1.6%$312/sqft |
Source: NWMLS as distributed by MLS GRID #1861793 Report a problem | ||
| 9/16/2021 | Price change | $639,900-3%$317/sqft |
Source: RE/MAX International #1840401 Report a problem | ||
| 9/1/2021 | Price change | $659,990-5.7%$327/sqft |
Source: RE/MAX International #1822417 Report a problem | ||
| 8/26/2021 | Price change | $699,900+6%$346/sqft |
Source: RE/MAX International #1806316 Report a problem | ||
| 8/11/2021 | Price change | $659,990-5.7%$327/sqft |
Source: RE/MAX International #1822417 Report a problem | ||
| 7/15/2021 | Listed for sale | $699,900+1455.3%$346/sqft |
Source: RE/MAX International #1806316 Report a problem | ||
| 2/19/2020 | Sold | $45,000$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,221 +2.7% | $514,527 -12% |
| 2023 | $4,111 -2% | $584,823 +14% |
| 2022 | $4,195 +14% | $513,006 +25.1% |
| 2021 | $3,678 +1697.9% | $409,989 +1889.6% |
| 2020 | $205 | $20,607 +15.5% |
| 2019 | $205 +4.6% | $17,842 +7.8% |
| 2018 | $196 +21.9% | $16,554 +8.3% |
| 2017 | $161 -17% | $15,290 +5.7% |
| 2016 | $193 +18.1% | $14,465 +5.2% |
| 2015 | $164 | $13,750 -25.3% |
| 2014 | $164 -24.8% | $18,400 |
| 2013 | $218 | $18,400 +268% |
| 2012 | -- | $5,000 |
| 2011 | -- | $5,000 |
| 2010 | -- | $5,000 |
| 2009 | $52 -5.5% | $5,000 |
| 2008 | $55 | $5,000 |
| 2007 | $55 -8.1% | $5,000 |
| 2005 | $60 | $5,000 +11.1% |
| 2004 | $60 -5.2% | $4,500 |
| 2003 | $63 +5.2% | $4,500 |
| 2002 | $60 -2.3% | $4,500 |
| 2001 | $61 | $4,500 |
| 2000 | -- | $4,500 |
| 1999 | -- | $4,500 |
Find assessor info on the county website
Monthly payment
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Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 98248
Nearby schools
GreatSchools rating
- 4/10Eagleridge Elementary SchoolGrades: K-5Distance: 5.4 mi
- 6/10Horizon Middle SchoolGrades: 6-8Distance: 5.4 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 6.1 mi
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- Washington
- Whatcom County
- Ferndale
- 98248
- 4123 Stuart Circle
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