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    • Listed by: Coldwell Banker Realty - Gundaker West Regional • Niki Sontag • 314-920-0205
    $375,000

    14 Ludwigs Oak Ct, Saint Charles, MO 63303

    4beds
    3,124sqft
    : 
    $2,436/mo
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    Single Family Residence
    Built in 1994
    0.39 Acres Lot
    $-- Zestimate®
    $120/sqft
    $11/mo HOA

    What's special

    We gotta talk about this garage setup first! This home delivers something that’s hard to find...FOUR GARAGE SPACES! Along with the ATTACHED 2-car garage, you’ll find a HEATED DETACHED 2-car garage with a workbench and tons of storage, making it the ultimate setup for car lovers, hobbyists, a workshop, extra storage, or anyone who just needs more space (because we all know there’s never enough)! Tucked away on a quiet cul-de-sac, this 1 owner 2 story home delivers the space, storage, and flexibility today’s buyers are looking for with 4 bedrooms, 3.5 baths, and a partially finished walk-out lower level ready for your next hangout space, home gym, office, or rec room. The main level features a formal dining room with a tray ceiling, a flexible front room perfect for an office, sitting area or play room, and a family room you’ll actually want to spend time in, with a cozy fireplace, built-in bookshelves, and a bay window bringing in tons of natural light. The kitchen is designed for real life with an island, plenty of cabinets and counter space, a menu desk, and a breakfast room that opens to the outside. Plus, you’ll love the convenience of a main floor laundry. Head upstairs to a spacious primary suite designed for comfort, complete with a large walk-in closet and private bath featuring dual sinks, soaking tub, and separate shower. Bedroom #2 has 2 extra-deep double closets, and a skylight fills the hall bath with natural light. Bedrooms 3 and 4 round out the second floor, offering flexible space for guests, a home office, hobbies, or whatever fits your lifestyle. If you’ve been looking for a home that gives you room to live, work, create, and store all the things…this one checks a lot of boxes!
    3 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Niki Sontag 314-920-0205,

    Coldwell Banker Realty - Gundaker West Regional

    Source: MARIS,MLS#: 26046071MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Breakfast room
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Recreation room
      • Level: Lower
      Storage
      • Level: Lower
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Laundry: Laundry Room, Main Level
      Features
      • Breakfast Room, Ceiling Fan(s), Center Hall Floorplan, Entrance Foyer, Kitchen Island, Pantry, Separate Dining, Separate Shower, Soaking Tub, Storage, Tray Ceiling(s), Walk-In Closet(s)
      • Doors: French Doors, Panel Door(s)
      • Basement: Concrete,Partially Finished,Full,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,124
      • Total interior livable area: 3,124 sqft
      • Finished area above ground: 2,324
      • Finished area below ground: 800

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Heated Garage, Oversized, Storage, Workshop in Garage
      • Attached garage spaces: 4
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch
      • Exterior features: Other, Private Yard
      Lot
      • Size: 0.39 Acres
      • Features: Cul-De-Sac, Some Trees
      Details
      • Additional structures: Garage(s), Second Garage
      • Parcel number: 600227054000181.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Foundation: Concrete Perimeter
      Condition
      • Year built: 1994

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Hidden Oaks
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management
      • Services included: Maintenance Grounds
      • HOA fee: $127 annually
      • HOA name: Hidden Oaks
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $120/sqft
      • Tax assessed value: $412,771
      • Annual tax amount: $4,706
      • Date on market: 8/7/2026
      • Listing terms: Cash,Conventional
      • Ownership: Private

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history is unavailable.

        Public tax history

        YearProperty taxesTax assessment
        2025$4,706 +1.2%$78,427 +7.9%
        2024$4,652 +0.2%$72,688
        2023$4,645 +19.3%$72,688 +28%
        2022$3,895 $56,799
        2021-- $56,799 +9.2%
        2020-- $52,007
        2019$3,655 $52,007 +6%
        2018$3,655 +1.4%$49,086
        2017$3,605 +9.8%$49,086 +14%
        2016$3,284 +0.2%$43,048
        2015$3,278 +1.1%$43,048 +2.5%
        2014$3,242 $42,009
        2013-- $42,009 -2.8%
        2012-- $43,240 +0%
        2011-- $43,220
        2010-- $43,220
        2009-- $43,220 -8.4%
        2008-- $47,170 -79.3%
        2007-- $227,900
        2006-- $227,900
        2005-- $227,900 +11.5%
        2004-- $204,460
        2003-- $204,460
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63303

        Getting around

        6 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lincoln Elem.
        • Middle: Jefferson / Hardin
        • High: St. Charles High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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