This Sandy Point contemporary is a genuinely comfortable, well-built home. South-facing and set to catch sunrise views over Mt. Baker, the home is filled with natural light throughout its spacious rooms, drawing you out through the sunroom to phenomenal views over the beach and bay out to the Strait of Georgia. A wood-burning fireplace makes the space feel warm and inviting on cooler days. The upper-level primary suite offers a private bath, and a fully finished basement adds valuable additional living space below — flexible for guests, a media room, or a home office. Recent updates include a newly shingled roof and an updated furnace,— the big-ticket items are already handled. The yard is where this property truly sets itself apart: a huge, fully fenced lot with mature fruit trees, sitting on two lots total (buyer to verify) — offering privacy and space now, with the flexibility to divide off a second homesite down the road. It's as much a legacy property as it is a place to live. The neighborhood itself is part of the draw: flat, quiet streets perfect for walking and biking, beachcombing at your doorstep, and abundant wildlife that makes it a real treat for birders. Crabbing is exceptional here too, with canal access right at hand, and the San Juan Islands are just a short boat ride away. Add in Sandy Point's amenities — golf course, boat launch, community pool, and clubhouses — and this is a lifestyle as much as an address.
Active
Listed by: Muljat Group • Mike Bredeson
$1,099,000
3962 Saltspring Drive, Ferndale, WA 98248
3beds
2,436sqft
Single Family Residence
Built in 1972
0.33 Acres Lot
$1,062,200 Zestimate®
$451/sqft
$48/mo HOA
What's special
Wood-burning fireplacePrivacy and space
- 14 days
- 351
- 16
Zillow last checked:
Listing updated:
Listed by:
Mike Bredeson,
Muljat Group
Source: NWMLS as distributed by MLS GRID,MLS#: 2570720
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom full
- Level: Second
Bathroom three quarter
- Level: Lower
Bathroom three quarter
- Level: Second
Entry hall
- Level: Split
Kitchen with eating space
- Level: Second
Living room
- Level: Second
Rec room
- Level: Lower
Utility room
- Level: Lower
Heating
- Fireplace, 90%+ High Efficiency, Forced Air, Electric, Propane
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Garage
Features
- Bath Off Primary, Dining Room
- Flooring: Bamboo/Cork, Ceramic Tile, Vinyl, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: Finished
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Lower Level: 1, Upper Level: 1, Fireplace
Interior area
- Total structure area: 2,436
- Total interior livable area: 2,436 sqft
Property
Parking
- Total spaces: 6
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 4
- Uncovered spaces: 2
Features
- Levels: Multi/Split
- Entry location: Split
- Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Fireplace, Water Heater, Wet Bar
- Pool features: Community
- Has spa: Yes
- Has view: Yes
- View description: Bay, Islands, Sound
- Has water view: Yes
- Water view: Bay,Sound
- Waterfront features: Low Bank, Bayfront, Bulkhead, Sound
- Frontage length: Waterfront Ft: 108
Lot
- Size: 0.33 Acres
- Features: Dead End Street, Paved, Cable TV, Deck, Fenced-Fully, High Speed Internet, Hot Tub/Spa
- Topography: Level
Details
- Parcel number: 3801160674400000
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Split Entry
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Good
- Year built: 1972
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lummi Sewer
- Water: Community, Company: SPIC
Community & HOA
Community
- Features: Athletic Court, Boat Launch, CCRs, Clubhouse, Golf, Playground
- Subdivision: Sandy Point
HOA
- Services included: Common Area Maintenance
- HOA fee: $575 annually
- HOA phone: 360-384-3921
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $451/sqft
- Tax assessed value: $978,287
- Annual tax amount: $8,351
- Date on market: 8/25/2026
- Cumulative days on market: 16 days
- Listing terms: Conventional,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s)
Estimated market value
$1,062,200
$1.01M - $1.12M
$2,854/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Listed for sale | $1,099,000-6.9%$451/sqft |
Source:  NWMLS as distributed by MLS GRID #2570720 Report a problem | ||
| 6/27/2026 | Listing removed | $1,180,000$484/sqft |
Source: eXp Realty #2496313 Report a problem | ||
| 3/26/2026 | Listed for sale | $1,180,000+98.2%$484/sqft |
Source: eXp Realty #2496313 Report a problem | ||
| 12/10/2009 | Sold | $595,280$244/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,021 +11.8% | $978,287 -4.2% |
| 2023 | $7,176 +3.6% | $1,021,275 +20.5% |
| 2022 | $6,927 +11.7% | $847,522 +22.6% |
| 2021 | $6,203 -7.5% | $691,396 +2.3% |
| 2020 | $6,709 | $675,813 +3.9% |
| 2019 | $6,709 -6% | $650,707 +15.5% |
| 2018 | $7,137 +30.6% | $563,605 +5.2% |
| 2017 | $5,464 -19.4% | $535,902 +2.2% |
| 2016 | $6,780 +11.1% | $524,347 +2.3% |
| 2015 | $6,102 | $512,368 +6.2% |
| 2014 | $6,102 +6.9% | $482,416 |
| 2013 | $5,705 | $482,416 |
| 2012 | -- | $482,416 +4.8% |
| 2011 | -- | $460,415 |
| 2010 | -- | $460,415 -0.5% |
| 2009 | $4,347 -5.5% | $462,680 +10.1% |
| 2008 | $4,599 | $420,100 |
| 2007 | $4,599 | $420,100 |
| 2005 | -- | $420,100 +65% |
| 2004 | $3,369 -5.2% | $254,620 |
| 2003 | $3,555 +5.2% | $254,620 |
| 2002 | $3,379 -2.2% | $254,620 |
| 2001 | $3,457 | $254,620 +2.6% |
| 2000 | -- | $248,130 |
| 1999 | -- | $248,130 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 98248
Nearby schools
Schools provided by the listing agent
- Elementary: Eagleridge Elem
- Middle: Horizon Mid
- High: Ferndale High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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